The first-hand room is only 1 per cent and more than 1. 5 per cent of the amount of the tax due, less than 90 square metres, and is also payable to the maintenance fund, 105 yuan/square. The second-hand tax is 1 per cent below 90 in the first set, 1. 5 per cent above 90 in the second set and 30 per cent in the second set. There is also a turnover tax of 5. 5 per cent (exempted for more than five years), a personal income tax of 1 per cent (exempted for more than five years) and an intermediary fee。
What's the procedure for buying a room?
1. Access to housing: in general, when looking at a building in the building, it is divided into natural visits and visits, when the buyer comes into the building, and when the purchaser is of a special nature, such as the purchaser or the relationship owner, who is extended to the agent。
To purchase a house, it is not just to listen to the advice of the consultant, but also to the content of the advice given by the consultant, and to visit the building itself, each of which needs to be looked at, such as school districts, transport, medical care, commercial support, etc。
3. The vip model: when the buyer decides to buy the house, it is usually the case that contributions are made in the form of vip cards, which may vary slightly, but the same rationale is that an advance payment of interest is required to confirm whether the customer is interested in buying the house. Normally, the fund-raising meetings are accompanied by favourable conditions, such as the amount of discounts paid, the amount of cash paid, the preference given to housing, etc。
4. Verification and letter request inquiries: once the contributions have been paid, the next step will be the verification of the funds, which, in general, the developers will work with the designated bank to obtain in designated bank accounts a cash amount greater than or equal to the initial payment, to confirm whether the purchaser has sufficient capacity to purchase the home, which is also known in the marketing of the property as washing up, and to increase the rate of recovery through washing。
5. Discretion: after all the preceding steps, it is possible to wait for the opening of the board, after the sign-in, data review, rocking, room selection, deposit payment, etc. It is necessary to remain calm when entering the selection area, since, generally, when the buyer is slow to choose the source of the house, one or more of the construction consultants will force the buyer to order。
Netting: after the initialling of the contract, the next step will be to enter the netting process, where most of the multi-sale disputes arise, so after the initialling, the purchaser will have to check the local housing authority whether the source of the house he has purchased has entered the netting process, and the netting will only mean that the netting has been completed if it shows the red。
Is a room worth buying?
1. The first suite for young people, provided that the financial resources allow, my proposal is to buy one hand and not the second hand. It is not only because china is now in an era of inflation and will long be able to borrow a higher proportion of its first-hand room, but also because the first-hand room is much better than the second-hand room. A good quality of residence is more important than good value for a home purchaser who buys housing for residential purposes。
Of course, it is also important that first-hand houses are bought and sold in a relatively simple manner and that it is easier to defend rights than second-hand houses. As a result, it would be better to choose a first-hand room for a formal developer if there were concerns about falling into various buying traps. At the very least, it will guarantee that you will be able to live in the house, even if you do not。
