Most of the parents in life want to pave the way for their children。
It's better to go home early than to save a family home for the rest of their lives, to help the children ease their mortgage pressure and to avoid the cumbersome inheritance procedures that will follow, or even to save a fee。
Watching a lot of people do this, many old people follow the wind。
I have come across so many real cases, and i have heard so many people come to me, and i sincerely urge all parents to say that the house is not ready for the last minute, and never before。
A lot of loving families, starting with the moment of the move, have changed their taste. There is no exaggerating dog-blooded drama, the most real and caring of ordinary people in their old age。
Today, instead of talking about the real problems that ordinary human settlements face in their lives, it is true that those who intend to transfer, or who have already done so, are advised to look carefully。
Many parents moved their homes earlier, with a particular intent to be pure。
Young people are under great pressure to buy a house, marry and have children, or listen to rumors that they can avoid inheritance taxes and inherit troubles and save their lives later in life。
There are also elderly people who wish to “belief” their children, who feel that they will be treated well after they have reached the age of majority。
Poor parents in the world, all calculations and concessions end up for their children and for their families。
Human nature is the least likely to be tested, and kinship is the least likely to be tested by interests. Too many parents lose, too much love, too simple。
The first and most realistic danger: the house is completely out of control when it is moved。
A lot of old people are in the wrong place: i bought the house, i just moved to the kids, and i'm sure i'll live my whole life。
However, the law only recognizes the name on the property certificate and never recognizes decades of nurturing。
Once the property has been transferred, the house is legally fully owned by the child and has nothing to do with the parents. In the future, whether it be selling, renting, mortgages or dealing with the house, only the child's signature consent is required。
A 60-year-old aunt had already passed over her only home to her son, thinking that she would later retire with her son. As a result of the marriage, the daughter-in-law felt that it was not convenient for the elderly to live in the home, and the small couple negotiated privately and sold the house for a new house。
The whole time she sold the house, she didn't know about it, and she was in complete disarray when the house was cleared and the buyer came to the house。
She went to her son's theory, and the son said, "the house is my name and i have the right to deal with it. Go back to your home for a while."
In that case, the old man's heart was completely chilled. Homes that have worked so hard for a lifetime have ended up being left homeless and under the fence。
Even worse, even in court, the elderly cannot legally recover their property and end up suffering from dumbness。
(b) the second hidden pit: the risk of marriage and debt if the child cannot bear it。
Many parents felt that the child was their own, and would certainly not harm themselves. But it is ignored that our children's lives are full of unknowns and beyond our control。
In the event of a subsequent divorce of a child, the rate of early transfer of the property would presumably be counted as marital property, at risk of division. For a lifetime, it is likely that half of the property will be distributed to outsiders for no reason。
The problem of debt is even more alarming. It is too common for young people to fail to start a business, lose their investment, and carry a net loan。
In the event of a debt dispute between the children and an enforcement action, the property in the name is seized and auctioned directly。
Many parents were naive enough to think that the house was just a child's name and actually their own. At the legal level, there is no distinction between actual contributors and only between owners. At the end of the day, the old man kept the house for the rest of his life and would lose his only place of safety in his old age because of the children's mistakes。
The third most sad problem: early decentralization, easy raising of ungrateful children。
There is an old saying in family education that family property is given too early and kindness becomes too cheap。
Many children are good and considerate when their parents do not have a home, because they know that they have a family and that they need to work hard and fear their parents。
But once the house and property are in their possession, the mindset changes quietly。
There is real estate without struggle, without expectations and reluctance, and it will be taken for granted. They will feel that the parents pay what they deserve, and that the support of the late years will go hand in hand, and that there will no longer be an initial sense of gratitude。
Moreover, there are more than one child in the family, and early transfer of property can directly cause harm. The children who had not been given a house were disgruntled, the children who had been given a house were not greedy, and the parents were finally in trouble and a good family broke apart。
Seeing this place, many parents struggle with it: the house is for children sooner or later, but will it be difficult to inherit without pre-arrangement? Will the taxes be higher
Here, the most practical, sound and suitable old-age programme for all ordinary families is a very good one, and the collection is recommended。
In the first place, it is important not to move in advance of the home in the form of a sale or gift in good health and early age. This is the most risky and least cost-effective way。
Second, the best way to deal with it: the ownership of the property is in their own hands, leaving it to their children in later years by means of a legal will and inheritance。
Many have been misled by rumours of “inheritance troubles, high taxes and fees”. In fact, there are currently no high inheritance taxes, legal inheritance by immediate family members and very low tax costs。
As for the cumbersome procedures for succession that were feared, it was possible to avoid them in advance. Parents go to the notary in advance to make a legal will, clarify the property ownership, the terms of inheritance, and file a notary in advance, so that after 100 years, children can properly process their inheritance with a document and the process is clear and simple and efficient。
The most important thing is that the house is in your own hands, and it's the last breath of old age。
They have houses and assets in their names, and their children take the initiative to provide for them. It is not that kinship requires the binding of interests, but that humanity is a reality。
Parents are not selfish, but are the most responsible for their own late years and the most intelligent way to preserve family ties。
I sincerely urge all friends who are parents:
Enough has been done for the children in their lives, so let's not sacrifice ourselves and empty our homes in our later years. The house is the last retreat and last breath of your old age。
In order to preserve their dignity and dignity, they can live in peace and security。
Interactive topic: do you have a home in advance and a family you regret? The comment section is welcome to talk about real experiences。
