Freight insurance refers to the purchase of unnamed goods by the sellers of the consumer-guaranteed services and the buyer's deposit (except for airline tickets, hotels, direct chargers), and, when the refund is successful, the insurance company transfers the amount of the settlement directly to the buyer's payment account。
The financial house news of august 23, as the electricity industry continues to grow, internet buyers are increasing, and the record of "two-one-day " internet purchases has been updated year by year to make the market aware of the strong demand for internet shopping, which has fuelled the roll-out of freight charges. As the only insurance company in the market that had monopolized the risk, the insurance product, which had been launched in collaboration with the treasure scavengers, earned $10 million on the day of the "two elevens" in 2012. So how does freight risk work?
Before learning how to use the freight insurance, let's find out what freight insurance is: from the sellers of the consumer-guaranteed services and the treasure shop (except for airline tickets, hotels, straight-up sellers), the sellers of unnamed goods, and when the refund is successful, the insurance company will transfer the amount of the settlement directly to the buyer's paying account. Refund cost insurance (buyer's version) addresses the characteristics of network transactions by introducing refund cost insurance products in due course, also known as “repatriation insurance”. The buyer may choose to purchase the insurance product for the purchase of goods supported by “7 days of unjustified return for exchange” and, in case of return, within 72 hours after the conclusion of the transaction, the insurance company will pay the buyer's return fee as agreed。
In addition, since it is necessary to know how freight insurance is used, first you have to buy freight insurance, which is generally purchased by the users themselves, and also by a number of businesses who are engaged in activities to purchase freight insurance for customers, which is generally less than $1. During the confirmation of orders, there is an optional box for freight insurance with information on the price and settlement of freight insurance. If the seller purchased freight insurance for you, this will be indicated in the confirmation information before payment。
So, what's the use of freight insurance? Let's see how it works. The process is not difficult: if the buyer has a request for a return, agreement is reached with the seller in a timely manner. First, by clicking on "application of refunds", after the seller has agreed to the request for refund, the refund is performed and the correct logistics unit is completed online. By the time the seller receives the goods and clicks on "approval of refund", the state of the transaction becomes "refund success". The buyer was not required to apply for settlement in person, and the system automatically entered the claims process after the “refunds were successful”. When returning the goods, the buyer has to fill in the correct information such as the “logistics company” “logistics single” in the process of returning the goods from the web. After the refund of the transaction, the system automatically initiates an application for settlement of the claim, which the insurance company has to process within 72 hours, confirming that the amount paid will be paid directly to the buyer for payment of the treasure account. Buyers can access the details of the insurance by clicking on the corresponding “repatriation insurance” in the “build baby” order to see the progress of the settlement. Remittance insurance, of course, is only for freight costs incurred as a result of the return and does not include freight costs for the exchange of goods. Therefore, if the consumer is to replace the commodity rather than simply return the goods, he or she will have to consult the seller as to who pays the second freight。
Learn how freight insurance works, and some wonder how much it usually costs? The general buyer pays a premium of 5 per cent of the amount paid, and if a premium of 0. 5 yuan is paid, the corresponding amount is 10 yuan, with a maximum of 1. 25 dollars, or 25 yuan。
It is very simple to learn how to use freight insurance, and the low premium for freight insurance, but it does not mean that freight insurance is purchased when everyone re-purchases the network. It is important for everyone to properly assess the value of the goods purchased in the light of their actual situation, and to make a rational choice whether to buy freight insurance。
