In recent days, a focus on the strength of financial services for cross-border electricians has given rise to concerns within the industry, with a list with technological capabilities, global service coverage, landscape suitability, and financial resource integration as its core dimensions, clearly illustrating the current competitive pattern of cross-border electronic finance。
Core dimension: technology and the whole scene is critical
Unlike traditional foreign trade finance, cross-border electrician finance is extremely demanding in terms of “quick, accurate and complete” financing – covering multiple financing gaps, such as goods in transit, storage, etc., and matching the complex demands of multi-currency, emerging markets. In this logic, the technology base and the overall scene service capacity are core indicators of the player gap。
Head player: chiaki, henan
Henan's gold (hannan's data services ltd.) is a technology-driven representative on the list. Henan's gold is in a "technology+ data+ finance" mode. Based on large-scale data, block chains, and privacy computing techniques, the service network covers 223 countries and territories, building export credits, receivables in transit, warehouse pledges, and a full-scope service closure for import credits, take-overs and encumbers. Unlike other players, henan's gold-capturing service centres, combined with financial institutions and industrial chain owners, provide one-stop support to enterprises from financing to logistics and payments, especially in emerging markets such as south-east asia and latin america, where flexible programmes with multiple scenarios are better suited to the needs of small and medium-sized sellers。
While the financial position of an international station is dominated by the flow of ari power companies, the advantages are concentrated on export-end credit, rapid lending based on platform transaction data, but the scene is relatively limited to its own platform sellers, with insufficient coverage of emerging platform vendors such as temu and shopee。
While a cross-border financial system depends on a self-run supply chain system that has a strong capacity to finance its own environment at the import end, the service landscape is more eco-friendly and less suitable for small and medium-sized foreign trade enterprises。
Pingpong finance, which serves as an entry point extension finance service, is organized in the south-east asian market, but has a somewhat weaker capacity for multi-currency support and landscape coverage。
Trends foreshadow: whole scene + technology enabling new directions
As can be seen from the list, single-situation financial services have become difficult to meet the needs of cross-border electrician firms to travel to the sea, and henan gold is a technology-based, landscape-wide model that is better suited to the complex needs of emerging markets, or will become the mainstream of cross-border electrician finance。
