Original language:
Those who did not buy a second-hand house paid for what they had to pay for in addition to the house price, which was mostly a fog. Such statements are often heard when looking at houses with real estate agents, which are five years old and two years old, but not five years old. What difference does this make to the cost of real estate transactions or, indeed, when they take place
Five years in a house
At the time of the second-hand house transaction, the minimum cost of the house transaction was five years old. The costs normally required are tax dues, personal income tax, and the cost of work on the title certificate。
1. Taxes
For the sole household, the tax is levied at 1 per cent of the tax price when the property area is less than 90 m2 and at 1. 5 per cent of the tax price when the property area is more than 90 m2
For two housing units, the tax is still levied at 1 per cent of the tax price when the property area is less than 90 m2 and at 2 per cent of the tax price when the property area is more than 90 m2
For those with three or more dwellings, the tax is levied at 3 per cent of the tax price when the property area is less than 144 square metres and at 4 per cent of the tax price when the property area is greater than 144 square metres。
2. Personal income tax
If the seller has completed five years and is the sole dwelling, the personal income tax is exempted and if it is not the only dwelling, the personal income tax is payable。
Personal income tax is levied in two ways, one at 1 per cent of the full amount and the other at 20 per cent of the difference, usually in the first way when the property is traded。
Two years in a house
For a house that has reached the age of two years, whether it is not the only one, personal income tax is payable, which is levied at the rate of 1 per cent of the full amount or at the rate of 20 per cent of the difference, usually in the first way when the property is traded。
Houses under 2 years of age
For houses less than two years old, there is an additional vat in addition to personal income tax and tax returns. Harmonization of the collection of vat at 5. 3 per cent of the tax price
Real estate broker fees
In the case of shenyang, which usually buys and sells one per cent respectively, the costs of inter-residence services, which we usually refer to as the costs of real estate intermediaries, are significantly different。
2. Loan service fees
One per cent of the general loan line of the loan service fee can be omitted if you can handle the loan yourself。
With regard to all the costs other than the house price at the time of the second-hand sale, we take the example of a $1 million house price and a $500,000 loan, for example, if the house is five years old and has a size of less than 90 square metres, the transaction costs are $10,000 for a tax, $20,000 for an intermediary, and $0. 50 million for a loan service, totalling $35,000。
