Policy boar insurance is a good policy for all, but a survey by xinhua daily telegraph journalist found that policy boar insurance has changed in some areas and has become a tool for agricultural insurance agencies and livestock stations to collude with illegal farmers in making false statements and obtaining subsidies。
A pig is not fed
Insurance agency operators have committed to return the pig in the form of a 1. 5 per cent settlement as long as it is insured
In the second half of 2018, the sichuan dyuyang disciplinary inspectorate, in deepening the special management of the “one ton” of financial subsidies for the benefit of the people, found some confusion with regard to the insurance of the pig。
In 2017, zhang wei, a farmer in deyang guanghan, paid over $420,000 to buy insurance for 75,000 fat pigs and 200 fat pigs, and at the end of the year received over $936 million. However, during the inspection and inspection of the leads, it was found that he was a “white pig with empty gloves” and that no pig had been raised。
In order to carry out normal pig production insurance operations, farmers are required to declare the amount of livestock farming determined by the livestock sector and the insurance agency to approve the insurance. How does zhang cywei get through these joints?
As a result, the case officers were silenced: it was not zhang wei who broke the joint, it was zhang wei who volunteered. The insurers promised to zhang wei that they would be reimbursed in the form of 1. 5 per cent compensation for the death or death of a pig, i. E. 1. 5 for 100 pigs and 560 for insurance and 1050 for insurance。
Why do insurance institutions lose their profits? The secret lies in the fact that the government subsidizes 80 per cent of insurance premiums for policy pigs and 20 per cent for farmers. If zhang wei is a “business”, the financial subsidy would be about $1. 6 million。
The financial sector does not see this. The subsidy process requires the monitoring of the data of insurance institutions at grass-roots livestock farms. One of the grass-roots livestock stations in guanghan city, mr. Wu, said that insurance companies provided 8 per cent of the total insurance to livestock stations as an incentive and subsidy, and each “insured pig” contributed $2. 24 to the livestock station. He handed over the key to the insurance company to fill out the numbers and seals。
After paying zhang zhang zhang €936,000 with the co-benefits and more than €160,000 with the livestock station, the insurance agency loaded more than €900,000 into the bag and became “business profit”。
Over the past three years, there have been 1,729 farmers in the city of deyang and 41 concubines providing false insurance coverage through “lower investment” and “unincorporated” fiction, with the largest number of households accounting for up to 150,000 cases of false insurance and a financial subsidy of over $3. 36 million。
The chain of “pregile insurance” has become a “corruption chain” through its fiction and vandalization. To date, 545 persons involved have been verified by the dyuyang city disciplinary inspectorate, 7 insurance companies and most grass-roots livestock stations, 393 persons have been assigned to the organization and 23 persons have been investigated by public security organs. The insurance company handled 57 persons internally and recovered over $6,446 million in financial subsidies。
The black chain is alarming, and the recovery chain requires taking pictures of the bodies of pigs, and the managers of the insurance agency teach “high tricks”: freezing the dead pigs up in different places at different times, “three times dead” in winter and “two times dead” in summer. One of the guanghan farmers used to buy a super-size freezer to store the bodies of pigs, able to put down five pigs and more than 20 pigs. "it's so rotting that it can't be filmed that it's sent for harmless treatment."
Breaking the profit chain and testing grass-roots governance capacity
Livestock stations, insurance institutions and farmers' interests tied together, false chains constructed and fed to “data” “air pigs” have become specialized businesses
Livestock stations are the key link between close protection of the interests of pig farmers and process monitoring. The stockhouses change taste, the whole chain changes taste。
In the town of hyoquan in the zhongyang district, the rate of return in settlement amounts to 2. 2 to 2. 5 per cent. Qin, the head of the hyoquan livestock station, earns 8 per cent of the profits. The farm is insured in the name of another person. The director of unit 4 of the sunyang district disciplinary commission of deokyang said to autumn that such feeding “data pig” “air pig” had become a specialized business。
Livestock stations, insurance agencies and farmers ' interests are tied together and the chain of forgery is highly closed. In fohing town specialized co-operatives in china river county, the real coverage rate is only 1. 3 per cent for fats and 11. 22 per cent for fats, thus taking up the space for those who really need insurance。
Is it possible to break the highly closed circle and test the resolve and capacity of grass-roots governance? Secretary zhao shiyong, secretary of the deyang city commission, called for a firm “governance to cleanse an area” in which the dyuyang city disciplinary commission, which coordinates the legal organs and the financial, audit, agricultural, rural, monetary and other departments, is fully engaged in the search for people who were previously outside the power to regulate。
For example, the reconciliation, the number of insurance policies and the amount of compensation paid correspond to the number of accounts, the number of official seals and how should it be checked? Strong access to sectoral data is far greater than the amount of compensation paid than the harmless disposal of pig bodies. That's what opens the breakthrough。
The sichuan provincial disciplinary and disciplinary commission and the deokyang city council are committed to being realistic and clear, and strong support for the handling of cases is key to the destruction of the “close of interests”。
To push the relevant insurance reforms to ensure institutional health
Incentives are widely used to promote policy insurance for raw pigs. And then some people went wrong when they tasted sweet
The insurers involved stated that the return of premiums was a concern about the low level of acceptance of farmers and the general incentive to promote policy pig insurance. Some people then went astray when they tasted sweet. In the past, there were no health-care institutions at the district level and there was a sense of luck。
In the light of this universality, the sichuan provincial disciplinary commission (seichuan provincial disciplinary commission) has been leading the official launch of the special governance of the sichuan-wide policy on the issue of subsidized insurance for pigs。
According to the sichuan provincial bank insurance supervisory authority, our agricultural insurance has been non-existent and, in just over a decade, we have passed the centuries-old path of developed countries, and high-speed development has left a considerable risk. The vagueness of the key elements provides an opportunity for internal and external personnel to take advantage of the fraud. It is necessary to confront the “triple-point” problems of false insurance coverage, settlement of false claims and costs in agricultural insurance operations through ad hoc governance, and to strictly combat violations of agricultural insurance, so as to secure the absence of systemic regional risk thresholds in the area of agricultural insurance。
The search is a means of ensuring that the risks of pig farming are actually reduced. At the new pig farm in the town of heunglong, guanghan city, journalists saw the smart regulatory platform being piloted by the safe insurance scheme to achieve "electronic earmarks" for "pork face recognition". When a raw pig enters a column, and when a column goes out, it is automatically captured through a track location. Servers are at the “twilight end” and farmers simply need access to the camera without extra cost。
A small number of farm families were reluctant to take part in the scheme, following a presentation by chen guan hong, a cadre of the agricultural rural bureau of guanghan city, who cancelled the return of the incentive. The local process of exploring the process to treat the whole of the municipal pig industry as insured, with the insurance agencies providing up to 20 per cent of the farmer's due, after confirming the death of the pig, to be deducted from the compensation payments. The insurance institution receives a financial subsidy based on the number of entries. To “open the front door and keep the back door open” as a means of increasing incentives for farmers to participate in policy insurance and ensuring the health of institutions. (journalist thanks)
