It is easy and easy for you to live in a bank. The following are detailed process and attention:
First, you need to have the relevant documents and information. This usually includes personal valid identity documents (such as identity cards, household books, etc.), payment notices for utility charges or related account information。
Next, you can choose the following ways to go to the bank for the withholding of utilities:
1. Access to the bank counter:
Upon arrival at the bank, line up for call. When your turn, you inform the bank staff that you are going to do the withholding business and submit the documentation and information you have prepared. The staff member will provide you with the corresponding application form. Once completed, the form is returned to the staff member for review and processing。
2. Through online banking:
If you have an online banking service for banks, you can log on to the online banking platform. The “deductible utility” business is found in the relevant service options, and the application process is completed by entering relevant information such as your personal information and the utility account number in the system alert。
3. Mobile banking:
Opens a mobile phone bank application to find the “deductible utility charges” option in the menu. The necessary information should also be completed in accordance with the indicative steps so that an application can be submitted。
The following points also need to be noted in connection with the withholding of utilities:
Confirm that sufficient funds are available in your bank account for the deduction of utility charges in order to avoid, for example, water and electricity outages due to arrears。
2. The time-cycle and associated costs for banks to deduct utilities may vary from bank to bank。
3. In the event of a change in the account number or contact details for utilities, the bank is required to perform the change in time to ensure the proper conduct of the withholding business。
The following is a comparative table of the characteristics of the operations of different banks for withholding utilities:
Bank name processing channel withholding time fees
Bank a
Counters, online banks, mobile banks
10 days per month
Free
Bank b
Counter, online banking
15 days per month
Monthly fee of $1
Bank c
Counter, mobile bank
20 days per month
Free of charge for the first three months and 2 yuan per month thereafter
In any case, bank withholding can save you the difficulty of paying your monthly contributions on time, but in doing so you must be aware of the requirements and care to take full advantage of the services。
