To date, 32 banks and finance companies have all disclosed their “report cards” for the first half of the year。
"million clubs" expansion
Recent disclosures in the semi-annual reports of listed banks and in the bulletins of the china finance network show that, in the first half of the year, 24 of the 32 finance firms had increased their asset management size compared to the end of last year, while the “million billion clubs” had expanded their profile。
By the end of june, the management of cash management had continued to be “leading” at a level of $2. 46 trillion, but was down 0. 04 per cent from the end of the previous year. In response, in its performance report, commercial banks indicated that the stylized fluctuations in the size of finance in the first half of the year were closely linked to the market environment, and that there were signs of rehabilitation in the second quarter, with growth of $9,729 million during the quarter。
Following on, its asset management by the end of june was approximately $23. 2 trillion, an increase of 6. 34 per cent over the end of last year. It is a matter of concern that in the first half of the year, a breakthrough was achieved in the management of the assets of the bank, which jumped from 1. 9 trillion yuan at the end of last year to 2. 1 trillion yuan, an increase of 7 per cent, for the first time in a “2 trillion billion club”。
To date, 13 finance companies have managed over trillion yuan。
Many have positive net profits
In terms of performance, the first half of the year saw a positive increase in net profits from over 6 companies。
In the first half of the year, the net profits of the six companies, namely, the bank, the bank, the bank, the bank, the bank, the bank, the bank and the bank, were over 1 billion yuan. In the first half of the year, net profits were realized in the fields of trade and finance, finance, confidence-building, money-sharing and finance, respectively, of 992 million yuan, 925 million yuan, 825 million yuan, 773 million yuan and 700 million yuan, respectively. The net profit from china’s mail and household finances during the first half of the year was also over $500 million。
In terms of growth, during the first half of the year, net profits increased by 76. 19 per cent over the same period, with rapid growth; net profits of $114 million over the same period, or 37. 35 per cent over the same period; and net profits from business, chinese, chinese, chinese, chinese, chinese and chinese were more than 20 per cent over the same period。
There was also a decline in net profits for some of the companies, in which, according to the silver bank, the first half of the year had been marked by increased market risk controls by companies, adjustment of product bond holding, but lower revenue from transactional fees owing to the influence of higher capture factors。
The head company has a clear advantage
It is a matter of concern that in the first half of 2025, the size and profitability of finance companies were divided against the backdrop of a warming in the size of the finance market. According to the semi-annual report of the bank of china financial markets (up to 2025), in june 2025, the bank finance markets continued to grow by nearly rmb 31 trillion, an increase of 2. 38 per cent compared to the beginning of the year and nearly 8 per cent over the same period. Treasury has a survival size of $27. 4 trillion, an increase of 4. 44 per cent over the beginning of the year。
According to press statistics, the 13 top financial management firms with a survival rate of over trillion yuan total approximately 22 trillion yuan, accounting for 80 per cent of the management size of the 32 financial management companies, also indicating a high concentration of industry。
In the view of industry experts, this reflects the three-pronged advantage of the “mother capital plus channel plus investment” of the head finance firm, with channels and investors relying more heavily on the head finance agency, and small and medium-sized bank finance firms facing the dual challenge of buy-in costs and asset acquisition. In the long run, the firm still needs to build its differentiated competitiveness through precision。
Another point of view was the rapid growth in the size of the joint venture finance company in the first half of the year, with an increase of 64. 82 per cent, 56. 98 per cent, 49. 68 per cent and 33. 23 per cent, respectively, in the size of the fabanon, goldman sachs, swift treasury and beled construction and asset management, and a 6. 32 per cent increase in the size of the schroder cash exchange。
In the case of csics, the increase in the size of silver, silver and silver during the first half of the year was more than 20 per cent, at 29. 95 per cent, 26. 94 per cent and 25. 08 per cent respectively. In the city's comptoirs, sioux has also achieved double-digit growth。
