In order to accelerate the construction of new models for real estate development and to further meet the demand for rigid and diversified improved housing, yesterday, 2 june, suzhou issued 16 related initiatives, including housing supply, support services, cost reduction, etc., to promote smooth and healthy development of the real estate market。
Improving supply and providing diversified quality housing
Scientific preparation of housing development plans and annual plans. The improvement of the “market-plus-guarantee” housing supply system and the overall promotion of new “people, houses, land, money” mechanisms for balanced, well-structured and stable development of the real estate market。
I've been working hard on housekeeping. In line with the principles of marketization and rule of law, strengthen the classification and disposal of housing projects under construction for the sale of undelivered goods, promote project construction delivery, protect against building risks and effectively safeguard the legitimate rights and interests of home buyers。
Promotion of commodity housing to stock. Insisting on “ordering on demand”, local state-owned enterprises are organized to purchase part of the stock of merchandise housing at reasonable prices to be used as secure housing. Encourage and support enterprises and social entities in a position to do so to purchase commercial housing for rental purposes。
To improve the quality of life of the population by improving the commercial, medical, educational and public transport facilities in the 15-minute residential complexes in accordance with the external needs of the buildings。
Differentiated markets are divided into different regions and groups of people, the types of products entering municipal plots are reasonably determined, market demand is combined, territorial governments are adapted to local conditions, requirements for tailoring are reasonably set, developers are given more autonomy and more diverse services are provided to consumers。
(c) increase the promotion of tickets and improve the efficiency of their use. Establishment of a single city-wide housing warehouse, which can be built into non-residential goods houses, garages, parking spaces, etc。
Comprehensive promotion of the construction of improved housing, optimizing the quality of building design. Design units that proactively innovate the concept of design and apply new materials for new technologies in residential design are given priority in the award of awards for excellent survey design under the same conditions. The rules for calculating semi-open space indicators such as residential subdivisions with public infrastructure, bottom space, empty space and balcony are rationalized. New concessions to implement smart construction and raise green building standards can provide incentives for volume. (c) inducing enterprises to improve their technological applications in green buildings, building energy conservation, renewable energy and the quality of housing. In areas where public transport conditions are not available in urban suburbs, but where conditions such as landscape, topography, and historical urban areas as determined by the spatial plan, no less than the 1. 0 standard of availability can be suspended。
Development of guidelines for quality residential property services, which are tailored to meet individual needs. Support for property enterprises to extend their services in the areas of old age, child care and health, and to explore the “property services + life services” model. Establishment of the smart property management service platform to guide industry service providers in the delivery of customized products and individualized services to improve the effectiveness of property services。
Optimizing services to promote the healthy development of the real estate sector
The dynamic establishment of a “white list” system for real estate projects, which promotes “all progress” for projects that meet the requirements of the “white list”, and commercial banks “all loans” for compliance “white list” projects to meet reasonable financing needs for ongoing projects。
Support for the simultaneous sale of parking spaces with homes. (b) rationalize the allocation of land space planning ratios to homes。
The real estate development enterprise may, on the basis of the actual conditions of the construction project, independently select the pillars for the base construction, and may apply for the basis (stiplining) construction permit after obtaining an opinion on the planned design for the construction project and after qualifying the plans。
Reducing costs and meeting reasonable housing needs
Qualifications for house purchases are no longer reviewed throughout the city. The implementation of tax rebates (implemented until 31 december 2025) for the purchase of new homes; the implementation of tax subsidies (implemented until 31 december 2024) for the purchase of new housing units; the granting of 50 per cent of tax credits for the purchase of new goods (up to 1 per cent of the tax basis for the purchase of new houses); and the implementation of a tax subsidy for the purchase of flats “for the sale of new ones”。
Persons who purchase or own legally owned housing in the municipality and who are resident in the territory of the state of africa may apply for residence。
The minimum interest rate on individual housing loans for first and second flats is eliminated, and commercial banks may determine the specific interest rate level for each loan on their own, depending on the risk profile of the client. The minimum down payment rate for the first flat was adjusted from no less than 20 per cent to no less than 15 per cent and for the second flat from no less than 30 per cent to no less than 25 per cent. If the purchaser has no housing in the urban area of the house being purchased, or if there is only one housing unit in the urban area of the house being purchased and it is being sold, the first flat may be determined when the mortgage loan for the new purchase is made. If a mortgage is granted to a family of two or more children in my municipality, the number of housing units will be reduced by one。
The interest rate on pif loans has been reduced by 0. 25 percentage points, with interest rates adjusted to 2. 35 per cent and 2. 85 per cent for the first pif loans for less than five years (including five years) and for the first pif loans for more than five years, respectively. The interest rates for loans under 5 years (including 5 years) and for the second set of pifs over 5 years were adjusted to not less than 2. 775 per cent and 3. 325 per cent, respectively. The ceiling of the personal and family provident fund loans was raised to rmb 1. 2 million and rmb 1. 5 million, respectively; families with two or more children increased by 30 per cent; undergraduate and above full-time general higher education institutions (attendance), graduates of higher education within 10 years of graduation, and returnees by 50 per cent。
(c) building a platform for urban “real estate supermarkets” to encourage housing enterprises to undertake group-purchase activities to meet the needs of different population groups。
