Dismantling of parts and components inside the vehicle for deep cleaning and repair。
On august 2nd, tsingzhou news (journalist fu xinwen/tu) typhoon du soo ri landed in spring county with a storm that caused the city to accumulate water in various parts of the city, and many vehicles were flooded. It is a matter of concern to the public as to how the company will receive and settle compensation and how the vehicles will be repaired. Journalists visited a number of auto repair plants in the city to learn that the sooner the water was sprung, the better the vehicle would be. The insurance company staff stated that the water-related vehicles were not to be activated to avoid further damage to the engine and that the “re-fire” might result in the insurance not being compensated。
It takes more hours to fix the water truck
Maintenance
The sooner the water truck is handled, the better
It's a lot of water
Yesterday, journalists at a car repair shop in the city of spring county saw a number of watered vehicles parked in the workshop, parts of which, such as seats, mats and lights, had been removed and were being cleaned and repaired in depth。
According to the staff at the shop, the repair of the water trucks was done mainly for the components that entered the water, such as the replacement or discharge of water from the lamps when the main and taillights entered the water. In the case of water in the vehicle, it is necessary to clear the water first, and the immersed parts should be removed from the dry or directly dry. Staff members told journalists that the earlier they were processed, the less material deformation, roughness and odor creation due to prolonged immersion, the more they were able to distribute water on wire beams off carpets, and the less short circuits due to humid circuits. Once the engine is watered, it is required to break up, clean the engine cooling system, lubricating system, etc., replace the related major components and repair kits and provide higher maintenance costs。
The repair of the water tankers requires the dismantling of large quantities of interior fittings and the repair, replacement and cleaning and drying of electrical beams, air conditioners, etc., and requires more hours of work than normal vehicle maintenance。
“vehicles, once in water, continue to face problems after maintenance, such as bacterial growth in their internal pipes, which may affect the health of users, as well as some of the risks of increased later maintenance costs. "staff says。
Parts immersed in water should be removed in time for drying
Compensation
Increased losses due to the “secondary ignition”
Insurance is usually not compensable
Mr. Wong, commissioner for claims, an insurance company in quanzhou, told reporters that during the last few days the company had received reports that vehicles had been watered, crushed by trees, etc., some of which were static, i. E. When parked, were flooded, while others were dynamic, i. E. When they were travelling, when the fires were extinguished. In order to settle the claim, the water tankers were insured against their losses. The loss of vehicles due to natural disasters, such as storms, storms, thunderstorms, floods, typhoons, cyclones, hails, tropical storms, landslides, landslides, landslides, avalanches, ice traps, snowstorms, ice creams and sandstorms, is covered by the insurance of vehicle losses。
Depending on the extent of flooding, the standard of damage to flood vehicles also varies. The first level, for example, is the lack of or a small amount of water in the car, the second level is the inundation of the carpet but not the seat, the third level is the inundation of the water below the seat, the fourth level is the inundation of the wheel, the fifth level is the flooding of the position beyond the dashboard, and the sixth level is the complete inundation of the vehicle. If the vehicle has been flooded to the top or passed over the dashboard, it is generally considered to have no maintenance value and can be reduced to total loss。
It is noteworthy that if the vehicle was “re-fired” in water and caused damage to the engine, the insurance company generally considered that the loss of the engine was due to personal reasons, which led to an increase in the loss of the engine and was not compensable. “no matter how deep the water is, the most important point is not to start the vehicle again after the fire has shut down.” mr. Wong, frankly, said。
Mr. Huang stated that, in the event of a water spill from a vehicle, citizens would not activate the water-related vehicle to avoid further damage to the engine. In order to take photographs, call the insurance company for a telephone call, wait for the insurance company to contact the repair plant to send a trailer to transport the water-related vehicles, and contact the surveyor to arrange a survey of the damage, which will be followed by maintenance and the insurance company to settle the claim accordingly。
