On october 17th, the 6th chinese day of poverty alleviation, an anti-poverty fund-raising campaign called “preventing poverty and poverty and poverty reduction” took place in the branch of the chamber of commerce and industry in ya'an, with the leadership leading the contribution and the response of the various branches, which sent financial knowledge, cultural and artistic skills, pro-poor donations and donations to the countryside; the whole of tianjin's behaviour linked the village council to the delivery of computers and the delivery of supplies to the poor. It's just the bank's financial supportRural revitalizationA little bit. Turning the bank's workbook on financial support for rural renewal is a clear example of the process and the context of “support” — the emphasis placed by the team on consistency, the effectiveness of innovation and the genuine acceptance of the rural population。
A leadership group is set up, and the work is carried out in an effective and orderly manner
Following the meeting of the municipal council, the municipal government and the financial supervisory authority on the revitalization of the village, the branch of the chamber of commerce and industry in ya ' an was first established with the party secretary, governor zhou xing, vice-president and vice-president as vice-president of the chamber, as well as the leadership group for the revitalization of the village, with the heads of the functional departments as members, to include financial support for the revitalization of the village in the daily agenda, to organize the rural renewal council, to call for innovative working lines in the various functional sectors, to use the institute's advanced scientific and technological platforms and financial products, to effectively overcome bottlenecks in the absence of a financial network in the countryside, to extend financial services from urban to rural areas and to carry out its initial mission in achieving the revitalization of the village。
In-depth rural research and understanding of financial needs are key to sound financial support for rural revitalization. In line with the leadership requirements, the specialized departments of the branch of the chamber of commerce and industry, in order to carry out financial research, obtain first-hand information on the basics of the sites, the need for financial services and organize conferences, from credit financing, the construction of channels, the penetration of financial products, the dissemination of financial information, etc., and study specific programmes, work initiatives, progress, etc., in financial support for rural renewal, and active action by the functional departments, with a high degree of responsibility, to actively undertake outreach and demonstration of community revitalization, to play a financial and economic role and to support rural revitalization efforts。
Increased innovation in finance
A set of data shows the progress and strength of the bank's janan branch in supporting rural renewal: as of the end of september, the bank had a balance of 4,618 million yuan in agricultural loans, including 4,374 million yuan in loans from rural enterprises and various organizations and 218 million yuan in loans from farmers。
For rural development, industry is the key, and the branch of the chamber of commerce, ja’an, seizes the “key” to scale up rural financial finance innovations, helping to accelerate development in our city’s tea industry, ecotourism industry, and so forth. “as part of the breakthrough is the tea industry, with a focus on rural tourism, extending credit areas from cities to towns, expanding the number of clients in townships, and gradually irradiating to the production and processing of bamboo, vegetables, and fruit. “a presentation by the head of the branch of the chamber of commerce, ja'an。
To support the development of the tea industry in the mountain areas, the chamber actively seeks higher-level policy support and innovative financial products. As a result of efforts to obtain higher-level approval for the innovative speciality financing program of the trade bank's ya'an branch, the provincial branch received 40 million yuan in letters of credit, and some 800 micro-enterprises could be supported with pure credit financing, up to a maximum of 2 million yuan per household. From the first loan in may 2018 to the end of september 2019, 17 tea businesses in the mountainous region have received funding of $10. 15 million. “customs surveys are also under way, and we hope that this innovative product will support more tea enterprises and help the famous tea industry to develop further. "the name of the bank is yamayama's relevant director。
It is not just the tea industry, but in the quantuan districts, the branch of the chamber of industry, ja ' an, in conjunction with local industry development, has focused on the development of landscapes, agro-business support, etc., credit supports rural tourism development, with fast-track lending as the main product, and greater credit support is given to enterprises that meet industry credit policies and qualifications. To date, the branch of the chamber of commerce and industry, ja ' an, has issued letters to two corporate clients in the amount of $2. 56 million, which have been withdrawn in the amount of $2 million, and has signed loan contracts on line with 12 micro-entrepreneurs or individual business owners in the amount of $1. 626 million. In addition, the following day's alljiro mountain tourism company has been actively engaged in the processing of a $60 million loan application for the hornet river view area。
In addition, the bank's ja'an branch has been actively investing in financial precision pro-poor loans, based on web-based financing platforms, to achieve an unlimited extension of financing services for rural renewal. At the end of september, the bank operated 104 fast-lending clients, with a balance of $41. 02 million; it issued $4. 04 million in financial precision pro-poor loans, including $9. 94 million in industrial precision pro-poor loans and $30. 2 million in personal precision pro-poor loans。
Increase product innovation, extend financial services to rural tentacles
The role of financial support for rural renewal can only be better and more effective if services are extended indefinitely to the grass-roots level. On the basis of the bank's platform, the bank's ja ' an branch actively supports rural trade and trade revitalization。
“one is the active trade in towns and villages. I have organized the elite cadres to actively reach out to businesses throughout the town, to spread financial literacy, to solicit financial needs from businesses widely, to promote the financial products of trade unions and to provide financial services support to local businesses. Second, since its opening in 2014, a total of 17 businesses have entered the sboe, including chinese beef, pepper oil, asbestosa chickens, walnut oil, and local specialty dealers such as famous teas and monkeys, and the volume of transactions has steadily increased. In 2019, i helped three tea sellers in the mountains to buy and sell 532 pieces of tea in the quantico and actively helped to ring the tea brand. "the director of the branch in ja'an said:。
On 25 october this year, the branch of the chamber of commerce and industry in yanan succeeded in opening a conglomerate payment operation for a commune school under the sub-unitization model, and by 29 october the system was working well, one of the cases where the branch of the chamber of commerce and industry in yanan provided easy and fast-paying services to the rural population. In order to make financial services more relevant, the branch of the chamber of commerce and industry, ja ' an, organized the backbone of its operations, went to the townships to promote the health insurance contributions and extended the health insurance contributions from the cities to the villages。
Service to the home, network to be put in place. Actively conducting research on the construction of rural financial networks, accelerating the construction of rural financial channels is one of the priorities of the ja'an branch of the industrial development bank and one of the basic projects to support rural renewal. In order to speed up the development of financial services in rural networks, the staff of the branch of the chamber of commerce and industry in yanan have conducted repeated field research. Self-help banking services have been set up in the town of upper rain city, while research has been stepped up in the town of the empty financial network, where coverage has been carried out in an orderly manner。
The extension service is also reflected in the active activities of the branch of the chamber of commerce and industry in the series of financial literacy campaigns. In the course of its annual 3/15 days of consumer protection, the month of financial awareness-raising, the month of october and the day of china's poverty reduction campaign, the branch of the chamber of commerce and industry organized a series of awareness-raising activities to reach out to the city's townships and poverty-reduction associate villages, distributing information materials, explaining financial laws and regulations to villagers and promoting modern financial literacy and financial prevention。
“there is an annual focus on advocacy in order to avoid the proliferation of information campaigns, such as the four areas of knowledge we have focused on this year, anti-false money, protection against fraud in telecommunications networks, security of personal funds, protection against illegal fund-raising, etc. “the head of the branch of the branch in ja’an said:。
The ink is red, and the green mountains are smiling. As a large state-owned commercial bank, the branch of the trade union, ja ' an, will continue to perform its duties as usual, taking the initiative to advance on the path of the service-village revitalization strategy and to build a dream to inject financial power into the revival of the village of ya ' an. (contribution by the branch of the chamber of commerce, janan)
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