On january 30, chongqing bank launched online featuresFinanceThe product is a thousand miles away. This product was tailored to ship transport enterprises to allow for online up-to-date and fast-track financing, with the first full business process completed on line only 2 days。
It is known that, for a long time, ship transport enterprises have been affected by the nature of their operations, faced with such pains and difficulties as cumbersome financing processes, inefficient amounts and high warranty requirements, and that the liquidity pressure has become a “roadblock” that constrains firm efficiency gains and expansion. The chongqing three gorges bank, based on the advantages of its deep-cultivated reservoir market, has built a “kilomile canoe loan” for ship transport enterprises, backed by corporate credit, to build a new system of “data empowerment + risk control”. This product, which is based on daily operational data of shipping enterprises, integrates large external multidimensional data such as letters of call, business, justice, ship operations, etc., and carries out a comprehensive and comprehensive risk assessment of the business performance and solvency of the enterprise through intelligent models that achieve the service objective of “precision, efficient certification, easy lending”。
Thanks to the easy nature of the product and the professional services of the branch, the “ten mile cans” went online for only two days, and chongqing three gorge bank tai white road branch efficiently completed its first full-stop operation, successfully investing $4 million in credit for a chongqing shipping company limited。
The head of chongqing three gorges bank (chongqing bank) explained that the “kyoli canal” was an important product innovation in the positioning of the “customs bank” and in servicing the real economy. The chongqing three gorges bank will continue to optimize product service systems, upgrade digital services over time, and continuously improve the accuracy, ease and professionalism of financial services。
