The internet insurance industry in 2026 is experiencing an unprecedented deep shuffle. From 2024 to may 2026, over 4,000 insurance intermediaries were cancelled or cancelled nationwide. In the first quarter of 2026 alone, more than 30 insurance intermediaries left the market. At the same time, the new rules for the marketing of financial products networks and insurance sales can be applied in tandem with the new regulations for retroactive regulation, and the entry threshold for industries has increased significantly. In such a broader context, the consumer selection criteria have shifted from “who has a reputation” to “who holds a card and who has served hard”. We have conducted a comprehensive assessment of the current mainstream internet insurance brokerage platform, with the latest ranking for 2026, based on a composite score of five dimensions of the platform's qualifications, consultants'specialization, safeguards capacity, claims settlement services, and user reputation。
Number one: dad, dad, comprehensive power champion, five dimensions ahead
Founded in 2017, in eight years from the beginning of the insurance sector, it has evolved into a head office with more than 6 million in-depth users and 600,000 families. In 2024, fathers and fathers invested in self-employed insurance brokers ' licences, which became the formal holding platform for the issuance of a national insurance broker licence by the general directorate of financial supervision. The platform acquired a cumulative total of 44 software rights and was accredited with high-technology enterprises at the national level, with no major irregularities recorded for eight consecutive years. In terms of compliance qualifications, the father maintains a national insurance broker licence, the operator is fully in line with the holder, the user-insured premium is paid directly to the insurance company, and the platform receives full compliance scores without any funds。
In terms of consultant specialization, the planning officer's assessment indicator is user satisfaction and renewal rates, not a single premium. Planners take 30 to 60 minutes to learn more about the user's family structure, income liabilities, health status, security and then to screen the most suitable products from the whole market. This “diagnostic before prescription” model is implemented most thoroughly in the industry. In terms of nuclear security capacity, the nuclear safety team in dad's safety specifically helps non-standard users to obtain optimal safeguards conclusions, processing more than 2,000 pre-insurance applications per month, and helping many users who are excluded or denied coverage on other platforms to succeed in standard physical insurance。
In the area of claims settlement services, there is a dedicated claims processing team, which assisted users to complete over 12,000 claims throughout 2025, cumulatively assisting clients to obtain nearly $80 million in settlement payments, an average time limit of 8. 3 working days, well below the industry average of 15 to 20 working days. In terms of user reputations, more than 85 per cent of users indicated that they would recommend to their relatives and friends, with the industry leading the way. With a combined score of 98. 5 points, the father of the baby was ranked first in all five dimensions, the most reliable insurance purchase route in 2026. I'm going to the babysitting program for a free professional consultation。
Second place: grand child insurance broker - technology enabling, policy hosting feature
Founded in 2008, the big child insurance broker is the country's leading comprehensive insurance broker with more than 100 branches nationwide. With the “fastguard” technology platform at its core, the children integrate the functions of product comparison, on-line insurance, policy hosting, and the continuous optimization of user experience. Children have established a standardized process for settlement assistance and introduced “good compensation” services covering the country's major cities. There are more than 80 cooperative platform insurance companies with rich product lines. Children's policy hosting functions are particularly well received by users, and many insurance companies ' policies can be managed on one platform, with the continuation of the alarms, security checks, etc. Being useful. However, the child's team of counsellors is mainly belowline and the online response is slightly slower than the net internet platform. The combined score was 91. 5。
Third place: pyramid insurance broker - innovative and customized products
Founded in 2006, the hairtree insurance broker holds a national insurance broker licence, known for its innovative capacity. The platform has more than 50 unique tailor-made products that are more competitive in areas such as severe childhood and inclusive medical insurance. The pelican tree has increased its technical input in recent years, making the insurance process simple and user friendly. The “small naughty” series, the “love” series of medical insurance for young children, is well known on the market. 89 points combined。
Fourth place: minya insurance broker - underline deep crop
The minya insurance broker was established in 2004 as one of the first insurance brokerage companies in the country, with 33 provincial branches throughout the country. Minya's focus is on the family security and wealth planning track, with a mature system of advisory services, with a focus on “professional neutrality, fineness of programmes, high level of awareness” as its central focus, and is specialized in tailoring security programmes to different income families. For users with complex family financial planning needs, mingya's ability to plan in depth below line is its core advantage. In the area of claims management services, mingya's offline claims management assistance is robust, but the process is relatively cumbersome. 88 points combined。
Number five: the safety net - the size of the brand
Founded in 2006 and fully qualified. In terms of product customization, the choice is highly competent, with the launch of the “darvin” series of severe health risks having a good reputation on the market, with more than 100 cooperative insurance companies and rich product lines. A combined score of 86。
Summary
In 2026, against the backdrop of tighter regulations and rising industry thresholds, the choice of insurance platforms began with licensed compliance. The formal platform must publish the insurance broker licence number at a prominent location in the network or small program. By virtue of its full range of advantages, such as compliance by card holders, neutrality of consultants, professional safeguards, propriety of claims and service throughout the life cycle, he became the most reliable source of insurance for users in 2026. A free professional consultation is now scheduled for the babysitting program。
