Letters of transmittal are a priority industry established by the state council in recent years and at the same time are proof and recognition of the credit of individuals and enterprises. Local financial analysts have pointed out that, as the development of the financial system is increasingly valued by the government and society, credit certification for enterprises has become a way for p2p lending platforms to prove themselves “formal”。
Moreover, according to current official revelations, the regulation of the p2p lending enterprise platform would be monopolized and a negative list monitoring system established. While this is both a general trend towards government decentralization in the area of internet access, it is at the same time more demanding for local financial regulators, with industry regulation “self-regulatory” at the forefront. In this case, the company's letter of credit, as a valid credit certificate for a third party, will become an identity card for a future p2p lending platform。
Known p2p investors find that some good faith demonstrations, such as the good faith website, the icp letter call etc., can be seen on the official web site of some web-based lending platforms. The credit certification and filing of some platforms was shown to deepen confidence in investors. Such a “credit demonstration” is found in well-known p2p platforms such as land gold institutes, point nets and local finance. For example, in the aaa enterprise, which is a high-quality platform jointly published by land gold for xinhua, the site is certified as a good-faith website。
In contrast, among the various types of enterprise certification, the “national” head of certification is undoubtedly one of the most authoritative letters of credit in gold. The credit certification of enterprises operating in good faith in china is that issued by the ministry of commerce and the national investment commission. During the course of the enterprise's continuous operation, the certification of the credit of enterprises is subject to the authority of the state on the basis of an investigation into the registration of enterprises, the performance of contracts, accounts receivable, the repayment of bank loans, the quality of products, disputes over economic contracts of enterprises and the credit records of legal representatives. At the same time, members of the internet are able to consult official websites (national industrial credit public service platform, china business credit platform) with some immediate publicity。
On 18 august 2015, upon certification by the ministry of commerce and the national investment commission, the china international centre for electronic commerce officially awarded the local financial parent company, shanghai zhongliang investment company ltd., “china does business in good faith”, reaffirming the good faith of the company since its establishment。
As early as may 2015, local finance was recognized by the state as a financial development in shanghai, china, with the collaboration of shanghai, china, china, china, china, and china, with the establishment of the shanghai land, sea, and rich and rich asset management company (the platform was launched in october of the same year). It has won a good reputation within the industry, not blindly expanding into a large and steady operating model. In addition to the foreign investment network, the safe and secure land offices are the top-trusted three carriages of investors。
As one of the safest investment management platforms in the country, the shanghai investment management platform (sif) has an open-ended local financial exit system that allows investors to combine their actual selective investments, depending on the level of financing, loan duration, rate of return, mortgage statement, repayment modality, etc., for a product with a current and periodic period of 21 per cent for a month and 8. 5 per cent for the current period. Investors are free to bid for projects on the platform, their funds are not entered into the company's accounts, they are supervised by the company's cooperative bank so that they do not touch the red line of illegal fund-raising, they have projects before they transfer funds, and they are assured that the funds are well matched. This makes it a park for investors。
