In order to effectively raise awareness of the financial risks of older persons and to establish a safe and secure line for old-age pensions, on 11 march 2026, the chinese suhuaan county branch, using as an opportunity “3. 15 financial disposal education and awareness month”, entered the community centre for older persons in ping lake, huaan county, and conducted a financial information campaign on the theme “chonglang financial network to protect good consumption”. Through case-analysis, interactive question-and-answer sessions and the distribution of information leaflets, the campaign provided more than 30 older friends with preventive knowledge of common financial traps, such as “agent-backed” “old-age fraud” and distributed more than 90 copies on-site for the benefit of the older population, such as proxy withdrawals, money-protecting bags, rational consumption, precautionary points in cases of culpability and false investment in financial fraud cases。
At the scene of the event, staff of the chinese suhuaan county company returned the chain of fraud by a black-man broker, citing grandma zhang's retreat as a case in point: grandma zhang, 70 years old, received a telephone call calling for a self-styled “insurance customer service”, who was induced to attend a “nursing lecture” on the grounds that “an upgrade of the policy would be more profitable”. In the lectures, the “experts” claimed that grandma zhang had purchased the old-age pension insurance “low returns” 20 years ago, encouraged her to transfer the refund to “stable income of 15 per cent per annum” and forged “sale misdirected” recordings as a basis for the complaint. After the return of the insurance, the funds were rolled out immediately after the return, and grandma zhang not only lost the pension money, but also was denied insurance by a number of insurance companies because of his age and health problems. “this case directly hit the old man’s psychological pain of being “scared of loss and safety.” according to the staff of the national life insurance county department, “black production is induced to withdraw from the insurance by the words `upgrading the policy' `free medical examination' and then transfer funds with the bait of `high-interest money management', ultimately allowing the elderly to `pay twice'.” in response to the poor financial literacy and risk identification of older persons, the activities focused on three high-risk fraud schemes: the proxy retreat trap: black production, under the guise of “full bail”, charged 30 to 70 per cent of the high handling fees, and even false evidence of malicious complaints, leading to insecurity and information disclosure. The second is the old-age fraud package: the “health-care investment” that lures older people to mortgage property or buy “day-price health-care items”, and the final roll-out. The third is intimacy kidnapping fraud: impersonating relatives such as “grandsons” “negative nephews” who fraudulently transfer money on the grounds that it “pays a fine”。
On-site staff of the chinese life huaan county branch remind the elderly of the “four non-principles”: first, they believe that they are vigilant about commitments such as “high returns, zero-risk” “internal channels” and do not listen to strangers and click on unknown links. The second is non-disclosure: no other person is provided with id numbers, bank card codes, sms codes, and is carefully involved in “sweeping gifts”. Third, no transfers: no transfers to personal accounts without verification by the children or community staff, and no participation in operations such as “admiral pension” “upgrades”. Four are without delay: detection of fraud to report to the police immediately, retention of evidence such as contracts, money transfer vouchers, chat records, etc。
More than 90 leaflets were distributed for the event, and over 30 queries were answered, with frequent live interactions. The head of the center for older persons' activities said: “activities are critical to the needs of older persons, expose frauds in popular language, use face-to-face talk to make them `understand, remember', and help them move from `passive deception' to `active prevention'.” the staff of the chinese life huaan county branch stressed that “the company will continue to promote `age-appropriate' financial services, join communities and public security to establish a fraud-prevention coalition, conduct regular financial literacy campaigns and build a `financial safety net' for the elderly”
Risk tip: old-age money is hard-won and financial fraud is too much to prevent. Please bear in mind that “no trust, no disclosure, no transfer, no delay”, and that operations are conducted through formal channels and that children, communities or the police are contacted in a timely manner in suspicious situations. Let's work together to build a financial network to protect the environment for our consumption
