Henan daily news, new hunan client journalist wang man, correspondent wen ting
In 2023, changsha city allocated a total of 1. 323 billion yuan in interest to the city-wide owners who had paid for the maintenance of the property, with a cumulative interest rate of 6. 689 billion yuan in calendar years. On 30 june, the long sand maintenance fund was successfully distributed in 2023, and the long sand municipal property maintenance fund management centre was first released to inform the depositor. The timely provision of information to owners on the return of property maintenance funds is a microcosm of the centre's continuous optimization of the management of property maintenance funds。
The funds for maintenance of the property are the “old-age money” and “medical money” of the house, which concern the safety and well-being index for thousands of families. How can the timely disbursement of funds be ensured? How can the process be optimized for use by owners? How can the value added of funds be added? Since the beginning of the consolidation of capital for the maintenance of the long-salt market, it has been committed to a people-centred approach, based on institution-building, supported by information-building, continuous improvement of the regulatory system, improvement of service effectiveness, continuous exploration of innovations, and the emergence of a long-salary experience in the recovery of property maintenance funds, easy and efficient use, and managing value-added。
Recursive
Innovative systems for financing maintenance
In january 2021, the changsha city mansawa small zone industry committee organized a vote by more than two thirds of the owners of the small districts to collect more than $16 million in compensation for the renewal of the small areas' property maintenance funds, setting a precedent for supplementary maintenance funds for public revenues in the small areas of changsha city, which provided valuable experience in exploring the continuation of the maintenance funds。
Maintenance funding is a national challenge, severely constraining the rehabilitation of the old property sector. To address this challenge, the city of changsha initiated legislative changes. At the end of 2022, a new amendment was introduced to the regulations governing the management of special maintenance funds in the changsha municipality. The new scheme further emphasizes that: “if the balance of funds for specialized maintenance in the accounts of owners is less than 30 per cent of the initial deposit, it should be renewed in a timely manner”; and provides that “renewed funds for specialized maintenance in the property can be deposited either on a one-time basis or on a monthly basis with the cost of the administration of the property”, which provides legal support for the resolution of problems in the financing of maintenance in small areas. Since its implementation, the scheme has received positive responses from the districts, where funds for maintenance have been renewed, such as the wallow garden region of the rainflower region and the xinjiang region international。
In 2009, changsha fully introduced the self-payment system for owners of property maintenance funds to secure funds from sources and avoid diversion. The system, in cooperation with banking networks, makes full use of the distribution of banking sites, and has created a network of city-wide contributory maintenance services. At present, there are six cash-in-aid banks throughout the city, such as the changsha bank, with more than 550 cash-in points. This has resulted in almost every 500 metres of cash-in-cash bank network, allowing owners to easily and quickly secure the deposit of property maintenance funds。
At present, before filing a pre-sale contract for a commercial house, the purchaser must deposit the initial property maintenance fund into the property maintenance fund to ensure that the house is “older money” and “medical money”. This has resulted from amendments to the newly amended regulations on property management in hunan province and the regulations on the management of funds for specialized maintenance of property in changsha city. The financial management centre for maintenance and maintenance in changsha city strictly kept the deposit point of the maintenance funds, facilitated the advance of the deposit time, encouraged the owners to fulfil their deposit obligations and significantly increased the rate of return of maintenance funds。
Use
Find a way to get rid of the money
In daily life, as a result of the lack of knowledge of the policies of the owners, many transfer parties have not been able to process the transfer of maintenance funds in a timely manner in the course of the second-hand house trade, and the funds for maintenance after the transfer remain the name of the original owner, which directly affects the subsequent use of maintenance funds and is a key reason for “difficulties”. In response to this difficulty, in 2013 the centre initiated a referral to its superior authorities for the sharing of property-related data, enabling the automatic transfer of maintenance fund balances deposited by the owner with the ownership of the house and eliminating the delay in the transfer of maintenance funds to the new used house。
In 2022, the fund management information system for the maintenance of property in changsha city was officially launched. The new system extends vertically to each property district, to every owner, and horizontally to a wide range of related units, by covering the whole of the system, moving maintenance funds management from “line-down” to “webwork”. Through the system-based regulation of the electronic template for business declaration, using electronic signature technology, it is possible to “paperless” all over-line the online filing of applications, web-based processing and online approval of disbursements, with owners able to do business 24 hours a day. In 2020-2022, the annual use of the changsha city maintenance funds was 1710, 2410 and 2704 respectively, with an allocation of rmb 118 million, rmb 207 million and rmb 242 million, increasing each year, providing an easier, efficient and safe service experience for a large number of owners to apply for maintenance funds。
In the past, the use of maintenance funds has been based on the use of paper-based voting, which has often resulted in “voting difficulties” due to the length of time spent or the absence of the owner, who has been unable to sign the vote, thereby making the maintenance funds “difficult”. In 2022, the new property maintenance funds management information system added the function of “electronic voting”, whereby owners can vote electronically on voting matters by downloading the long sand house app from their mobile phone, and by hand-held voting terminals for special groups such as older persons with limited access to smartphones. According to statistics, since the start of the operation of the new system, 734 district maintenance projects in changsha city have effectively addressed the popular concern about the use of “voting difficulties” through electronic voting。
The centre has developed an emergency maintenance mechanism for maintenance funds to address the immediate needs of owners. The residents of changsha city are exposed to elevator failure that endangers their personal safety; five types of damage to their roofs, exterior wall waterproofing, and serious leakage can apply for emergency use of property maintenance funds. During emergency use, a publicity link has been set up to guarantee the owner's right to know. To date, 561 million yuan have been allocated to 17,617 emergency maintenance projects throughout the city, benefiting 929 property districts。
Management
A combination of measures to ensure value added
By exploring the establishment of a credit evaluation system that includes construction units, price advice agencies and the use of the relevant market entities for maintenance funds, the changsha city property maintenance and financial management centre will improve the mechanisms for the promotion and discipline of trust in the relevant units. At the same time, the results of the credit evaluation are regularly publicized and the results of the credit evaluation are applied in accordance with the law. A system of “red and black lists” of market integrity has been established for construction units and price-making advisory bodies。
The centre has strengthened its management to ensure value added. (b) to strengthen the management of specialized banks in a comprehensive manner, to perform supervisory functions, to develop a system for the performance of commissioned banks, to strengthen the appraisal of banks, to promote greater rigour and discipline in their management, to optimize the maintenance and maintenance of funds storage structures, and to establish a firm basis for increasing the return on funds through the rational allocation of time deposits. At 31. 31 per cent of the current biennium and 68. 69 per cent of the three-year period, maximum value-added gains are guaranteed, with constant attention paid to the rise in bank interest and the maximum interest rate within the range permitted by the policy across all types of deposit periods, in order to achieve the value added of the funds。
Regulating the supervision and management of the use of funds for maintenance, the centre has taken full advantage of the professional advantages of a third-party pricing advisory body to achieve ex post facto supervision of the use of funds. Through improvements in prison management, the project settlement audit system has been introduced for maintenance works at a cost of more than $30,000, involving a third-party pricing advisory body in the audit, requiring prior intervention, process tracking, participation in the completion of the receipt and inspection process, and the production of a factual accounting report to prevent material maintenance from being expensive and to transfer the required maintenance funds to the maintenance unit in accordance with the project schedule. To date, a total reduction of 152 million yuan has been approved through the implementation of the pricing review of maintenance funds, which effectively preserves the legitimate interests of owners。
