How to use the second-hand room transfer fee calculator? A simple summary of the costs to be paid in a normal second-hand house transaction consists mainly of three components: real estate agents, mortgage fees and transaction taxes. Today we'll look at how the second-hand house transfer calculator works。
The real estate agent is the remuneration paid by the buyer and the seller for the services paid by the real estate intermediary company, as expressly agreed by the three parties in their previous contracts, after the successful transaction. Different intermediary companies may implement different standards. However, the price department provides that each buyer and seller may not pay more than 3 per cent of the bargain. According to a survey of journalists, in most of the intermediaries in whezhou city, where the source of the transaction is provided by the intermediary, the transaction is facilitated by the intermediary, which is generally charged at 3 per cent, and individual companies can also negotiate properly. In the case of transactions entered into by the buyer and the seller themselves, only intermediary companies are entrusted with housekeeping procedures, which are generally lower, ranging from $2,000 to $3,000。
10 mortgages
In the case of mortgages or mortgage transfers, the services of related institutions, such as mortgage companies, assessment companies and banks, are payable. The mortgage costs consist mainly of:
1. House inspection fee: $90 per certificate charged by the housing authority
2. Housing assessment costs: assessment price x 0. 5 per cent, charged by the evaluation company. If no assessment report is required, only $300 will be charged for the initial evaluation
Mortgage agent fees: the cost of services received directly by mortgage companies, with the standard being the loan amount x (1-1. 5 per cent); different criteria implemented by mortgage companies, with the more common rate being 1 per cent or 1. 2 per cent of the loan amount
Insurance premiums for loans: loan amounts x 1. 2 x 0. 1 per cent x loan years, collected by insurance companies, and mortgages for second-hand houses for 30 years
The notary fee for the loan contract: 300 yuan each
6. Notary fee for the agreement to transfer the mortgage contract: 300 yuan each
7. Notary fees for transactions: $200 per transaction
8. Bank provident fund surcharges: 500 yuan per unit charged by the relevant bank, although most of the banks do not charge
9. Registration fees for other rights: 250 yuan per certificate charged by the housing authority
Loan stamp duty: loan amount x 0. 005 per cent charged by the bank。
In addition, individual banks will charge transfer rates ranging from $500 to $1,000 per transfer。
There are six transactions
Second-hand house transaction taxes are charged directly by the land tax office and the housing authority and include, inter alia:
1. Transaction tax: assessed value x 1. 5 per cent; in the case of a unit buying or trading property being in the non-residential category, the transaction tax standard is assessed price x 3 per cent. If the property is traded for a change of house, the buyer is also required to pay personal income tax: the sale price x 1. 3 per cent, the replacement land price: the sale price x 1 per cent, the retroactive share area difference: the interior area x 10. 98 per cent x the assessed price x 10 per cent. (a) the standard for the replacement price of second-hand sellers of commercial houses, which is 60 to 120 yuan/m2
Trade stamp duty: assessed price x 0. 05 per cent
3. Transaction management fees: $3/m2 for residential property and $6/m2 for commercial property
4. Transaction registration fee: 60 yuan per person, calculated on the basis of the number of owners registered on the property certificate
5. The cost of mapping the sun map: 50 yuan/person per piece, calculated on the basis of the number of owners registered on the property certificate
6. Tax on title certificate: $5 per book
Information on the second-hand house transfer calculator is provided for information purposes only。
- - - i'm a gorgeous dividing line - -
