As a co-financed permanent tree of medium-sized vehicles, honda yakoto, with the advantage of saving fuel and space, has become a popular choice for household and business balance, and many drivers look at the provincial attributes of the medium-sized vehicles but do not know how much insurance and maintenance costs will be incurred in a year. As a japanese medium car, is it expensive to raise a car? How to avoid a car trap? Today it will be easier to break down the core expenses of the year's car, the insurance options are not wasted, maintenance is cost-effective, and medium-sized cars can be squeezed。
I. Insurance car inspection: the medium-sized vehicles need to be fully stocked and the pits need to be saved
As a medium-sized car in the 200,000-degree system, the cost of repair is modest, insurance is balanced with household and business needs, full security is not wasted, and the process of checking cars is simple and cost-effective。
1. Insurance selection strategy: just needed to be fully matched and as needed not to be blind contents
Core principles: affordable risk, commercial risk matching medium-sized vehicle scenes, full security not to be wasted, and refusal to overinsure。
Forced demand: 950 yuan per year (less than 6 seats), no discount for the first year of the new vehicle, 10 per cent reduction per year for subsequent uninjured risk, minimum of 665 yuan, compulsory state demand for purchase. The business risk core (which is just needed): three types of insurance are in place, with full value for money. Car loss, medium vehicle maintenance costs are slightly higher than compact, minor scratch repairs are approximately $800, vehicle loss must be purchased, the first year premium is approximately $2800-3300, followed by a decline in risks; third-party liability insurance, which recommends a direct margin of $3 million, a premium of $1600-1800, a longer vehicle, a slightly higher risk of accidents, a better level of $3 million for business and home use, $200 more than the $2 million guarantee and a higher sexual price; and medical insurance liability of $30-50 per year to fill the three-person risk gap, with a significant impact. A guide to safe havens: these are uncompromising and do not waste money. The risk of theft, the well-established yakoh security system, the increased use of regular parking spaces for domestic business, and the low probability of theft, are not required; the risk of scratching, which can be considered as appropriate for the first two years of the new vehicle, is not necessary for more than three years, and small scratch marks are more economical to repair together; the risk of broken glass being broken in isolation, with no need to buy for city moves, and frequent high-speed manoeuvres may be considered as appropriate to avoid being tied to sales; and the risk of self-burning, under the responsibility of the plant during the new vehicle's warranty, without additional cost. Cost-saving techniques: discounts on insurance premiums are high for a continuous period of time, and three discounts are available for business risks for three years; a comparison of the offers of 3-4 insurance companies gives priority to medium-sized vehicles for cost-effectiveness and service; no “all-risk” packages can be purchased, with an annual saving of $1200-1500. 2. Vehicle inspection process sharing: the daily car is stable and the car inspection is not running. Legs
The new yakoh vehicle has been exempted from inspection for more than 15 years, has stabilized its engines and chassis, and has been cleared almost once a year。
6 in the course of the year, exemption from the application process: preparation of a driving permit, submission of a strong insurance policy, identification of the owner of the vehicle, direct application on the line through a transfer of 12123 app, approval of mail to be sent home at no cost for the entire journey; it takes only 10 minutes to proceed to the driveway without waiting in line. 6 up-to-date testing process: all violations are processed ahead of time and documents are brought to the testing station; the appearance, tail gas, brakes, chassis tests are then performed, the yakot engine is stable, the tail gas emissions are easy and few cases of non-conformity occur; the full journey is 1-2 hours at a cost of $200-300, prior self-screening of lights, brakes and tyres, avoiding additional cost of re-checking。
Ii. Maintenance costs: cost-effectiveness and cost-of-care pro-people ratio high
As a medium-sized japanese car with long maintenance cycles, cheap spare parts, maintenance costs are highly advantageous in the joint venture medium-sized car, which is sufficient for manual maintenance without excessive maintenance, saving money and long-term cost-effective holding。
1. Maintenance period: both miles + time, whichever is first arrived
It is recommended that the maintenance cycle be 5000 km or 6 months, with a mixed version of 10 000 km or 6 months, whichever is the first, the new vehicle is guaranteed free of charge (500 km or 3 months), subsequent routine maintenance is replaced by oil filtering as the core, and other items are checked on a needs-based basis, with little difference between the maintenance cost of the mixed version and the fuel version。
2. Small maintenance (fuel version 5000 km/ 6 months, hybrid version 10,000 km/ 6 months) for routine maintenance costs (based on 20,000 km/year, main mileage for medium vehicles): oil replacement and filtering for core projects, yalk proposes full-synthetic oil, fuel version 4l, mixed version 4. 5l. 4s small maintenance costs of $600-700 (including working hours) are used in the original plant to synthesize machine oil; regular repair stores use the same-specified oil at a cost of $400-500, which is more expensive and fully meets the requirements of the yakoto engine; and hybrid small maintenance is less frequent, with average annual maintenance costs around $200 lower than fuel versions. Major maintenance (20,000 km/12 months): oil filtering requires the replacement of air cores, air-conditioning cores and the inspection of brake oils, anti-freeze fluids and spark plugs. 4s shop maintenance costs of $1200-1500; formal maintenance shop costs of $800-$1000 and replacement of air and air-conditioning cores can be done on their own with only about $180, more than half the cost of 4s. Cost of replacement of other vulnerable items (estimated on an annual average): brakes, useful life of 40,000 km, 4s shop replacement of a front brake of approximately $700 and rear wheel of approximately $600; tyres, useful life of 5-6 million km and spare tires of about $800-$9000 for an original plant; electric bottles, fuel version of 3-4 years, mixed version bottle protection, needless to worry, fuel version replacement of approximately $700-800, all of which are subject to replacement at an annual cost of 450-550. 3. Pipe-shielding techniques: day-to-day car support is not cost-effective and road-blocking is used to refuse over-maintenance: 4s stores often recommend projects such as the cleaning of gas-saving doors, engine carbon, oil-jet mouths, and yakoku can do it once, with normal use of cars, no glitching, power decline, fuel surges and so on, for a period of 2 to 3 to 3 million kilometres, with a mixed version extending to 3 to 4 million kilometres and avoiding a single cost of $500 to 700 dollars. Vulnerable items are flexible: air cores, air-conditioning filters, can be replaced on their own network, operating at less than half the cost of 4s stores, and oil is preferred to fully synthesize oil that meets the specifications of the original plant, without pursuing high-cost, high-end oil to meet the requirements of the yakoto engine. Quality assurance periods are not tied to 4s stores: regular repair shop maintenance does not affect vehicle quality security as long as spare parts and oil conforming to the original plant standards are used, mixed version 3 electrical systems have long quality assurance periods, and daily maintenance is more cost-effective than spectro repair shops without fear。
Iii. Summary of the core cost of the vehicle for the year (average 20,000 km per year)
(a) insurance costs: approximately $5200-6300 for the first year, decreasing annually for subsequent periods without risk, falling to $3800-4800 for the second year
(a) maintenance costs: fuel version averages regular maintenance + vulnerable items are distributed about $1700-2300 and hybrid version approximately $1,500-2100
(a) car inspection costs: no cost for six years and $200-300 per year for more than six years
Consolidated core expenditure (insurance + maintenance + vehicle inspection): the first year of the fuel version, approximately $7100-8900, is reduced to $5700-7400 each year; the first year of the hybrid version, approximately $6900-8700 is reduced to $5500-7,200 each year。
By and large, yakoh, as a joint venture, has a pro-people cost of raising a car, balancing household and business needs, saves fuel and patience. The average annual cost of raising a car is manageable, with a high long-term holding value, and is the preferred option for a medium-sized car。
