The correspondent
Industry is a top priority for the renewal of villages. Financial support for entity development, inclusive finance is one of five major articles. Financial viability flows to rural areas, resulting in a green development landscape of happy villages。
At the end of november, the monkey plantations entered a year-long rural idle season. "this year, the acre production has increased by almost 30%, to 5,000 pounds, and it can sell an extra dollar per pound." in 2022, he applied for a $600,000 loan from a construction bank, purchased drip irrigation equipment, an automatic fruit machine and improved organic fertilizer. The harvest of the monkeys this year was high and tasted better。
A few days ago, boshan monkeys entered the beijing exhibition museum and won wide appreciation for the presentation in beijing 2023 of "friendly shan dong" and "beautiful jade" as the only green meat species of chinese monkeys。
Boshan is a “model for county secretaries” - the home of choo yuro, as well as the largest seeding base for monkeys in shandong province, which is a product of national geographical indications. As the main production area for the monkeys of boshan, the town of springs was elected in august this year to the first national agricultural powerhouse in the country。
Specialized agricultural products need to be “special” and “excellent”. After more than a decade of development, the boshan monkey industry has entered a phase in which it needs to be cost-effective on a scale, quality in technology and branding to the market. The translation of resource advantages into industrial advantages will enable more people to benefit. It is also a development phase in which financial support and financial services are urgently needed。
In order to effectively exploit the value of the monkey brand, the bank is building high standards of behaviour in the mountains. A total of $210 million in integrated financing was provided for the monkey base project, and loans have been made to date totalling $95 million。
In the village of tianjin bay, the town's chief secretary, li xiao sword, pointed to the 400-acre high-standard monkey demonstration base in front of them, saying: “this year, we have invested mainly in infrastructure upgrading and the construction of integrated water fertilizers, which was built with financial support from the construction of the business, which is the foundation for industrial efficiency”
In parallel with the upgrading of the infrastructure, local governments have organized business, cooperative study tours and set up a production research platform to promote “standardized production techniques for green monkeys”, as well as the formation of a “foundation of monkeys” to organize efforts to bring cooperatives together。
As a model town for the country's “one village, one product”, lee xiao sword also handed over a report card for the development of the industry led by the town's party government this year: 20,000 acres were planted, yielding 100 million pounds, an increase of 90 per cent over the same period, of which the standardization of fruits was around 80 per cent; 600 million yuan were sold, an increase of 90 per cent over the same period; and 35,000 yuan per capita income, an increase of 17 per cent over the same period. He said, “this set of figures is the best expression of the revitalization of the financial-aided industry.”
In the process of industrialization of agriculture, how can financial institutions work to find a convergence of financial assistance? The construction bank's kibbutz branch is focused on leading firms。
At the beginning of the follow-up to the project, the borg branch of the company was carefully dismantled. The operating model of the monkey project: the management of the cooperative is entrusted to the regional state enterprises, each of which is managed by an experienced fruit farmer. After entering the pick-up season, the enterprise hires the local villagers centrally. The project insists on “leave to the people”, whereby the profits are repaid to the project itself for borrowing and interest, with a proportional share of the profits shared among the project company, townships, village councils and villagers. In addition, villagers receive income from land transfer fees, wages, etc. Under this model, the industrial community is formed by a highly specialized division of labour and a highly synergistic partnership among the different operators。
Take the nucleus follow-up. In the area of financial services, the construction of the bank's bo branch to identify para-agriculture leading enterprises supports core firms in the development of agro-industrial chains. At the same time, enterprises linked to the upstream and downstream industrial chain, such as farming, planting, warehousing and marketing, provide all-round financial support, such as settlement, credit, etc. At the end of the sale, boshan monkey brands are invited to “build a business life” and, through the bank's online mall, assist agricultural enterprises and farmers to expand their distribution channels, creating a unique financial service covering the entire industrial chain。
“industrial revitalization is a top priority for rural revitalization and an entry point for financial empowerment”. According to the chairman-in-chief of the construction bank's branch, the bank has published articles on specialty agricultural products, focusing on the industrial operation of county-specific agricultural products, the transformation of crops, and the diversification of the rural economy with project financing. Support has been given to the poshan monkey project, the cherries, apples, edible bacteria project, the gaoqing county agricultural estates project, and the quantuan tree upgrading project. The cumulative sum of the combined financing was rmb 1. 36 billion, with a loan of rmb 1. 12 billion. The project has been industrialization, corporateization and the promotion of the development of agricultural industries。
In recent years, the construction of the shandong branch has been closely focused on the key issue of rural revitalization of the chiru model, focusing on industrial revitalization, building on agro-industrial chain ecological landscapes as an entry point, building on the shandong specialty industry and brand farming, building on merit 20 agro-industrial chain ecological landscapes, vertically linking agricultural industrial chains, and providing integrated financial services to local governments and leading enterprises, new business owners, social organizations and farmers in general. Since the platform came online, a total of 1,606 million clients have been served, a total of 1,437 million yuan has been added to the general deposits, 945 million yuan have been disbursed on farm-based production loans, 1,156 yuan have been disbursed to public clients and 1,246 million yuan have been disbursed on public loans。
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