After more than a year of rapid growth in the p2p sector, the outlook is promising and frequently favoured by investment agencies. In april of this year alone, at least 10 online p2p lending platforms (or their parent companies) announced completion of the financing。
In the broader context of the internet+, the chinese drug industry is also accelerating its layout and building a major industry-wide chain strategy. In march 2015, the conmeine drug valley p2p financing operation, the conmere loan, officially came online. According to the information received, conmi's “e-credit” is the micro-finance platform set up by chongmei's “e-pharmaceutical valley” to provide a high return on a secure basis to interested businesses and individuals via the internet; and to provide the necessary and credible enterprises and individuals with the corresponding funds to achieve a triple-win situation for the “borrower-platform-investor”。
On 3 april, the first $5 million deal was completed in gansu-si, after only a few dozen days of operation. Director-general ma, director of the conmeo drug valley, said that the ccm has created a multi-level financing system for chinese medicine, and that it has succeeded in taking a solid step forward in the field of chinese medicine pledge financing, which is also a major step in the strategy for the whole industry. The conme e-finance model is roughly the same as the other p2p platforms, but, by comparison, the minor found differences: the conmere loans are specialized in chinese medicine, and the pledge can only be bulk chinese medicine, and quality requires professional testing. The price of chinese medicine also fluctuates relatively over time, resulting in a relatively short borrowing time, with a main duration of 1 to 6 months。
Mr. Paik, secretary-general of the state microfinance union, believes that, as a powerful, secure, safe and transparent financial service platform, the conmere loans can help pharmacists and pharmacists to raise funds in cash-flow conditions, return to cage capital and even play a life-saving role, while at the same time showing up, to a considerable extent, crowding out traditional credit operations. While the platform does not store or lend, it connects borrowers and investors so that they take what they need and win。
As a platform for large-scale trade in chinese medicines that combines the country's only physical market with the virtual market, and as a hub for communication among a large number of chinese drug growers, chinese drug traders and chinese drug producers, the volume of daily transactions is huge, and it is believed that there will also be increasing scope for the conme loan and that it will contribute significantly to the optimization of the entire chinese drug industry and service upgrading。
Responsible editor: zhang dei
