Now that 2022 has passed, we have embarked on a new year, which has been a sad one for borrowers, from hope to disappointment, when only they understand the bitterness of this, and a great effort has been made to regulate p2p payments, which, according to the financial data of 2022, have increased to 3. 89 per cent, with the overall pay-back rate since p2p began to exceed 50 per cent, with the highest rate of up to 80 per cent in the north。
Even with a high rate of return, a large number of people are still waiting for a chance to pay back, and when will they arrive? Many people are lost, others have waited for two years, others have waited for three years, or even longer, and if, according to the chairman of the board, guo xiaoqin, the best possible help to investors, will investors need to wait so long
The informant revealed that the long waiting period was due to the lack of cooperation from the p2p top and to repeated supervisory oversight, although it was also assumed that there were three main directions in which to continue to help lenders to pay back in 2023. Let's see
(i) continued scrutiny of the high-level orientation, which began in 2020 and will remain unchanged in 2023, cannot be abandoned, even if it is known that it is difficult to recover the funds of the top-level management. Once the consequences are more serious, it is not possible to secure the return of the funds of the p2p borrowers, so that the funds can be found and realized。
Second, the borrower who has not yet paid back is still recovering funds and, although the borrower has received a different interest rate, the principal repayment of the loan is considered necessary by most to give hope to the lender and is part of the regulatory trail, which is more difficult to repay at the p2p level alone。
Iii. Measures against illegal p2p platformsCase openedThe p2p platform, which has been in violation for two years, has rarely been investigated, as it has been more hidden with the help of lawyers and in accordance with the law, the skynet has been restored, and most of the platforms have been opened with evidence from p2p employees of non-compliance, although the p2p platform has not been opened for two years, it will be opened later。
Don't the lenders pay back? Although p2p employees have been emphasizing the transfer of funds, the high-level levels of the internet mortgages still cannot be effectively secured, the current economic environment is difficult for everyone to save, and most of the young people now owe loans, so it is more appropriate in this case to let the top-levels of the network cash, not wait for the transfer abroad, and then regret it and hope that these three directions will be realized as soon as possible。
