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It's the 319th story i wrote for you
01
When it comes to houses, whether rural or urban, parents prepare a matrimonial home for their children, and face different family conditions, a first payment for a house alone is enough to empty the parents' “life savings”。
The basic requirements are three rooms, tight, more than 100 flats and more in urban areas. Almost 12,000 flats are ordinary, and no 400,000 can be bought at first payment。
After the down payment, the housing process has only just begun, young people are carrying 30 years of mortgage, and more than half of their careless wages are set aside for monthly payments, before they are paid for renovations, maintenance funds, taxes, property charges, etc., or 1. 2 million more。
One of my subei colleagues, who had bought a house in suzhou in previous years, had almost emptyed the old man's wallet, and had hardly been able to buy a house in the region, paying back more than 6,000 a month, but his salary was only 8,000。
He bought a second house, he had to pay back his mortgage, he had to rent a house every month, he was afraid to spend it, he had to live a difficult life, he had to come out on several occasions and he had to spend as much money as he could. In his words, almost all the money he had made over the years or more was invested in the house。
Two years later, the house he had bought had been delivered, a renovation fee had caused him headaches and he could not leave the new room behind, and it had ended up in a short dress, with a hanger, a floor, a white brush, some of the necessary furniture, two beds, air conditioners and refrigerators, television sets, and a couch, table, closet, etc. In the second-hand market, with as little as possible, and a set, and tens of thousands of dollars。
His quality of life has not improved as a result of the new house, but he has been tired of living longer than before, with monthly supplies like a never-closing water tap, wages consumed by mortgages as soon as they were recorded, and the original asset-value-added illusion has turned into a cost of silence on the books。
02
The house, it's tearing down the lives of ordinary people。
At the end of last year, at 3 a. M. In the emergency room, my cousin's hand was shivering with the bill. Her husband's acute appendicitis required surgery, but the bank had only $2,000 left in the bank account — the first payment was made last month, all the savings were emptied, and 30 years of mortgages were carried out without the emergency money。
“if only i had known not to buy a house”, she was crouched down in the hallway, full of despair, and ended up with both parents in an emergency, and old people in a hurry。
I know a big brother in henan who runs a breakfast shop in the city of nakamura in wu gang, wakes up and faces at 4 a. M. Every day and closes at 10 a. M. Every year。
Ask him if he's tired, and he's laughing at the heights, "how can two sons, two wedding rooms, not fight?" in order to meet the initial payment, he sold his home base, borrowed from his relatives and friends, and now repays nearly 20,000 mortgages every month, crushing him on his back。
It's the young people who are tied up by mortgages。
Co-worker kobayashi, who graduated from school, had the opportunity to go to the first-line cities, but because parents insisted on buying a home, they had to stay with small companies in their home country。
As soon as the monthly salary is paid, half of the wages are transferred directly to pay off the mortgage, and the rest of the money is carefully calculated. If you want to eat a hot pot, you have to wait for a discount for a new dress。
There was a reunion at which he watched the students who graduated together fight in the big cities, and he couldn't help but feel sorry for themselves: "i didn't lose power, i lost a house."
The house was supposed to be a weather-shielding harbour, but under real pressure it had become a burden and a disaster for many. It emptys the savings of generations, constrains the dreams of young people, and plunges countless families into a cycle of “housing for themselves”。
We always think that having a house gives us a sense of security, but we forget that security is never a cold set of cement, but rather that it is the health of the family, the quality of life and the ability to pursue the life we want。
Perhaps we should rethink the meaning of the house: it is the home of life, not the whole life. Instead of being tied up by mortgages for a lifetime, it would be better to go as fast as possible and leave room for breathing。
True happiness is never the size of a house, it is the people in it who are comfortable, comfortable and warm。
