At the end of 2025, i bit my teeth and bought a second-hand bmw 320 li. It's not because it's rich, it's because when you were young, the blue sky dream never stopped. A year ago, i was asked not to regret it, and my answer was: i regret not having done it earlier。
Let's start with the background。
I, from '94, did real estate planning in nanning. The monthly salary is around 6500, with an occasional increase of about 7,000 a year. Single, rented, no mortgage pressure -- that's all i dare touch。
The car was picked up in november 2025 from an acquaintance's car, a 320-li m sports kit, a total of 72,000 kilometres in real terms and a fine car. Landfall of 158,000 (includes transfer charges, preparation)。
I brainwashed myself before i bought it: bmw preservation, control, and face. It's expensive。
Today, a year later, i had a book entry and i wanted to slap myself。
I. Oil: cost of 2. 0 t. Every foot is money
This 320li rides the b48 +8at gearbox, and the power doesn't say, and it really feels good to step on the gas. But when you look at the gas, you want to cry。
My daily commute is 11 km from the qianqing district to close to qing su wanda. Take ping lok road — blue ring road — south phoenix — not the most crowded route, but at an average speed of about 25 km/h at morning and evening。
Measurement of fuel consumption in urban areas: 11. 5 l/100 km. If you turn on the air conditioner, go straight to 12 oils。
What's the price of nanning 95 this year? From $8. 3 per litre at the beginning of the year, it has risen to now $8. 8 per litre (which was just revised in may). I added regular gas stations. I didn't dare go to a private gas station。
One thousand miles a year
Annual fuel cost = 14,000 ÷ 100 x 11. 5 x 8. 8 = $14168
The monthly average is $1180。
Nearly $500 more a month than i did in carola (7 oil plus 92). For a year, the oil alone cost an extra $6,000。
Each oil addition, at $400, shows 500 km coming out, and the actual urban area can only run around 400 km. Equivalent to $1 a mile. When you drive the air conditioning, you're in traffic, you're bleeding。
Parking fees: qianqing district to qing soo district
Before i bought this car, i thought the biggest cost was fuel. As a result, parking fees were found to be completely non-facilitating。
Parking fees for small areas: new sub-districts (rent, landlord with parking space) in the liangqing district, at a monthly rate of $350 for the management of the charter. $4,200 a year. Not expensive, but not cheap。
Company parking costs: write-up building near soo wanda, monthly parking space at $550 and 600 underground. I picked the ground, $6,600 a year。
Temporary parking: property planning, often running the building and meeting clients. Go to the building in the new zone (many free stop, conscience) and to the mall in the yangtao zone (five dollars per hour in sea city, five dollars per hour in vientiane city and four dollars per hour in greenfield central zone), sometimes three or four hours is 20 dollars. It's all about money。
It cost about $2,500 a year to park temporarily (i looked at the etc parking bill, almost)。
Total parking costs: 4,200 + 6,600 + 2,500 = $13300
Less than $900 less than fuel。
It was also embarrassing to park the bmw: sometimes they wanted to cut the parking fare and were afraid of being scratched and billed. When i drive carola, i'm willing to park. Every time i drive a bmw, i'm looking for a regular parking space or an underground parking lot — extra money for my own psychological comfort。
Insurance: the pain of a second-hand luxury car, only the owner knows
Insurance: second-hand bmw first year, insurance company offers are not low because of the lack of continuous insurance records and the age of the vehicle of more than six years. The total amount of vat + commercial insurance (car crashes, three million, driving risk) is $5,600. If it's 6500 plus, i don't buy it。
The next year, if we don't take risks, we'll probably be down to about 4,800. Middle: 5,200 yuan/year
This figure is nearly $2,000 more than the average brand car at the same price. Because the bmw is higher than it is, the insurance companies are afraid to pay。
Iv. Maintenance + maintenance: bba's 4s store, one drop at a time
General maintenance: bmw officially recommends 10,000 kilometres or one year of protection. I went to the tigers (200+ for small maintenance at 4s and about 700 for the same quality oil). It travelled 14,000 kilometres a year and performed a minor maintenance exercise: $720 (oil + machine filter + working hours)。
However, the second-hand bmw is most afraid not of routine maintenance, but of old, vulnerable items。
I changed it this year:
Total annual maintenance: 720 + 2400 + 1800 + 1300 + 400 = $6620
Attention, this is only the first year. If luck goes bad, the transformer tank leaks oil, the gas chambers are ageing, the cooling pipes are bursting... It's 35,000。
V. General bill: can the bmw cost of a monthly salary of 6,500 hold
All costs are raised:
More than 40,000 dollars a year, an average of $3360 a month。
I'm paid 6500 a month, and it costs more than half. The rest of the money: 1,400 for rent (shared, i live in the master's bedroom), 1,500 for meals and 500 for telephone traffic. Less than 300 dollars a month is left, and it takes half a day to buy a friend a meal。
In the year of buying a car, my life fell in visible quality: he was afraid to order out, he didn't buy new clothes, he didn't even buy a screwdriver. Not to mention dating — not to think。
Vi. If somebody asked me: ending to return
Honestly, occasionally regret it。
Every time i go to the gas station and see the bills, i regret it. Every time i saw the 4s maintenance quotation, i regretted it. Every time the end-of-month check finds out that this month has not been saved, it regrets。
But..
When it's driving on the fast ring, it doesn't regret it. There's no regret when you're on the sound on the weekend and you're walking slowly along the river. One time, when he came back from a night trip, he was exhausted, sitting in the driver's seat, starting the moment, and when the atmosphere was lit, he did not regret it。
The car satisfied the van's vanity of a common worker and made me pay for it。
Three suggestions for friends who want to buy second-hand luxury cars in nanning:
Don't touch a second-hand bba with more than three degrees. One of my colleagues started second-hand odie a4l, which is the same as mine. The other one with the old benz class c, he sold it after a year. It's not a bad car. It's a wallet. Before buying a car, check out the frequent malfunctions and maintenance costs of the vehicle. The bmw air door covers, cooling liquid pipes and gels are all ubiquitous. You know how much you're willing to buy. If necessary, at least 20,000 maintenance reserves are set aside. A second-hand limo isn't for driving, it's for raising. You never know when the next failure will come。
And finally, the real feeling: the face of a bmw doesn't deserve your life。
With a monthly salary of 6500, driving a car in nanning with good will, in qin plus, with 15,000 and 20,000 a year, the rest of the money is better at eating and playing than sitting in a bmw car。
Of course, if you're the kind of guy who's "not buying bba once in your life" -- buy it, like me. Just don't pretend you don't know what you've done。
What's your dream car? Can you afford it now? Talk to the comment section。
