At the end of the year, the topic of whether or not to buy a house in the city of east china in 2020 began to be discussed on the internet. In view of the numerous consultations with the housing and social security sectors, there is still hope for a city policy to be implemented by 2020。
In a city known as guangdong province, which had the highest proportion of the foreign population, the total resident population in 2015 was 8. 43 million, with 77,06 per cent and 64,292 million inhabitants, well above the resident population of 191. 3 million. The size of the foreign population is even greater than that of many local municipalities, that is to say, the population of east china, which transports one large and medium-sized city to work in east china every year。
According to data provided by the department of statistics of guangdong province, in 2018 the resident population increased by nearly 50,000, reaching 8. 3922 million, bringing it to an all-time high
Some of the people who had previously failed to look at the building market believed that the price of the building would fall. Based on the resident population growth and data from 2019, the price of the dwelling remains strong. Over the last year, the average house price increased by 15 per cent. Last july, the average market price was $16,971 per square metre。
"buy a house or rent a house?"
Renting and buying houses has been a controversial issue, and different people are asked for different answers, and the public has reason. If you ask the chinese people about the increase in the price of housing, they will not hesitate to tell you to buy it; but if you ask the younger generation about the increase in the price of housing, they may tell you that, since the cost of buying a house is heavy and the quality of life is lower, you should rent it。
However, it can certainly be said that, in the traditional perception of the nation, there is a house that is a living standard. Houses, marriages, ages and children are always tied together, “buying a house” becomes an inconvenient threshold for family formation, renting a house that is not home at all and cannot be stable。
Paradoxically, in the reality of higher housing prices, many people have a little budget, but not much, so buying or renting becomes a problem for them, especially the younger generation。
Of the nearly 1. 4 billion chinese, approximately 200 million, or 1/7
At the beginning of this year, the shell released the ten keys for renting in 2018, showing that in 2018, of our 1. 39 billion people, nearly 200 million were renting, the average age of renters was on the rise, the average age of renters in hotspot cities was generally over 30 years of age, and renters had become a new pattern for young people in the first line of cities。
Data on shell rentals show that the main current demand for rental markets is dominated by mobile populations and university students. With rising housing prices and economic pressure, the white collar community, represented by university students, had to stay longer in the rental market. For the urban migrant population, the dream of buying a house is even more difficult to realize and the issue of accommodation needs to be solved by renting. Renting is also a way of life, and many young people choose to rent when they do not have the means to do so, or when there is a degree of mobility。
There are, of course, some who believe that it would be more cost-effective to save down payment for rental and other investments. Whether or not the answer is so, we might count。
For example, an area of 60 square metres with a total cost of $0. 8 million is located in the eastern city。
Buying a house with a down payment of $350,000 and processing a commercial loan of $450,000, to be repaid in 20 years. The equivalent monthly contribution is $336. 8 million, with a total of $808,000 for 20 years. Taken together, the cost of the house consists of a down payment of $350,000, or $3368 per month, or approximately $1158,000 in 20 years。
Rental housing, if a down payment of $350,000 is to be used for savings, is to be opened at a monthly rate of $3368, and the remaining $136 is to be used for savings, at the current median rent rate of $2,000. In a rough calculation, the tenant's cash assets after 20 years are approximately rmb 1. 27 million。
What would be more valuable in the next 20 years than the $157 million in cash
The answer is, is it depends entirely on a house costing 1,158,000, which is going down in the next 20 years? At the same time, it depends on other investments with $1. 27 million in cash. Will they be profitable and profitable
After 80 and 90, it's in the mainstream
The chinese are eager to buy a house, partly because of rising prices and partly because of demand。
In recent days, the economic report for the 21st century, organized by the united towns and residents, published the definition ideas: a report on living with life as an ideal in 2018, showed that 80 and 90 years later were gradually becoming the backbone of home purchases, accounting for 38. 2 per cent and 31. 8 per cent, respectively. This age group is at a critical stage of marriage and child-bearing, and demand for property has peaked。
The results of a study with the urban and residential residents, “definition ideal: an ideal living in 2018”, show that 72. 6 per cent of the 80- and 90-year-old population has a home-buying scheme within five years and that age is linked to the urgency of buying a home. For specific reasons, 46. 9 per cent of the population buys housing for the purpose of improving their own living environment, followed by marriage, school attendance and residence, of which 70 and 80 after the purchase of school space for their children are significantly higher than for other age groups, while about 30 per cent after 90 and 95 after the purchase of a home for the purpose of marriage。
In the context of the great bay, the future will be "earth inch."
In the future, there will be closer interaction between the urban clusters of the grand bay region as construction progresses. In 2017 and 2018, dong jing was promoted to china's new front-line city for two consecutive years, the only city in china surrounded by three world-class cities (hong kong, shenzhen, guangzhou) and will be the city that benefits most from the development of the bay of hong kong. With a population of 12. 5 million people in shenzhen and a population of more than 18 million in the future, land resources are only 1996 square kilometres, the country's highest land use. The area of dong zheng is 2. 465 million, with a population of 8. 4 million. Land exploitation has reached the 30 per cent limit and will be indeterminate in the future。
With a total land area of 56,000 square kilometres and a population of nearly 70 million, the future population is expected to exceed 100 million, making it the world's largest gulf. This inflow of people and the scarcity of land will inevitably lead to a boom in the real estate market。
As an important link in the wider science, technology and innovation corridor, as well as in the economic corridor of the extended harbour, the preponderant core position provides a good basis for development in the east. Lake pine was ranked first in absolute superiority on the list of the eastern genesis index, which was recently published by the southern metropolis, and the new coastal gulf area was ranked second. Deep pockets, such as ponds and qinghu, are located in the third plateau as a conversion of technological results. Innovations drive urban development, and the potential of the eastern syndicate genesis index, such as the quest pine hill lake, the bayside area, etc., has been well received by the industry, and the high-quality brands such as vanco emerald lake, golden square, sky city, gangnam square and the riviera metropolis are either in the hottest position。
