By the end of january 2026, 10 listed banks had disclosed the 2025 performance express. Five city comptoirs, four equity banks and one agricultural comptoir were among the first banks to disclose performance。
Overall, the return of net profits to the mothers of 10 listed banks has increased, with qingjiang bank, hangzhou bank and puhu bank growing faster, with only one bank showing a slight decline in receipts over the same period, and nanjing bank growing faster。
In terms of assets and asset quality, the total size of the 10 listed banks has increased, while the quality of assets remains good. By the end of 2025, seven listed banks had a non-performing loan rate of less than 1 per cent, and all had a provision coverage of more than 200 per cent, at a higher level。
Nanjing bank is growing fast and aoshima bank profits are growing fast
According to the bulletin, in 2025, the sales of commercial banks, commercial banks and banks in china exceeded $200 billion, totalling $33,7532 million, $21,2741 million and $21,247 billion, respectively. However, in comparison with the previous year, the collections of the central bank decreased by 0. 55 per cent。
In the city comptoirs, ningbo bank and nanjing bank received more than $50 billion in 2025, $7,968 million and $55,540 million respectively, of which nanjing bank accounts for a faster growth of 10. 48 per cent compared to the previous year。
The sunon bank is the only agribusiness firm to publish the 2025 performance express, with a revenue of rmb 4,191 million in 2025, an increase of 0. 41 per cent over the same period。
Figure 1: disclosure of publicly traded bank operating income and net profit return to the mother for the 2025 performance express
The size of the net profit to the mother is similar to the size of the collection, with equity banks ranking first on the net profit to the mother in 2025, amounting to $15,181. 1 million; the net profit to the mother of the bank of singapore, the bank of china and the bank of pufa, respectively, is $7,468 million, $70,618 million and $5017 million。
In the city comptoirs, net profits to mothers were ranked by ningbo bank, nanjing bank and hangzhou bank, with net profits to mothers of 29,333 million yuan in 2025, 21,807 million yuan and 19,03 billion yuan yuan respectively。
Compared to the same period of the previous year, the return of net profits to the mother of 10 listed banks increased, with qingjiang bank, hangzhou bank and puha bank increasing faster, by 21. 66 per cent, 12. 05 per cent and 10. 52 per cent, respectively, compared with the same period of the previous year。
Nanjing bank, ningbo bank
The bulletin data show that by the end of 2025, the total assets of commercial banks were over $13 trillion, or 13. 07 trillion. The total assets of the bank, the bank of china, the bank of china and the bank of pufa are over rmb 10,09 trillion, 10. 13 trillion and 10,08 trillion respectively。
In the city comptoirs, the total assets of ningbo bank and nanjing bank were over $3 trillion, $3. 63 trillion and $302 billion, respectively. The bank's assets are relatively small, not reaching $500 billion, or $45. 399 billion。
Compared to the end of 2024, the growth rate of city comptoirs was generally higher, with the total asset size of aoshima bank increasing by 18. 12 per cent compared to the end of the previous year, ranking it first. Nanjing bank and ningbo bank grew at a rate of 16. 63 per cent and 16. 11 per cent, respectively, and ranked second and third. In addition, hangzhou bank and xiamen bank have increased their assets by an average of 11 per cent。
Figure 2: total assets of listed banks disclosed at the end of 2025
Eight of the 10 listed banks disclosed the total amount of loans, of which the total amount of loans was larger, at $7. 26 trillion and $5. 95 trillion, respectively. In addition, the total amount of loans from ningbo bank, nanjing bank and hangzhou bank was over trillion。
In terms of growth rates, total lending by xiamen bank increased more rapidly than at the end of 2024, by 18. 39 per cent, followed by ningbo bank and qingshima bank, by 17. 43 per cent and 16. 53 per cent, respectively。
7 listed banks have a bad rate of less than 1%
The data show that the quality of the assets of the 10 listed banks with the quickest disclosure of performance remained stable as a whole at the end of 2025, with the rate of non-performing loans generally declining or remaining at the end of the year, and the coverage of provisions generally at a high level。
By the end of 2025, seven listed banks had a non-performing loan rate of less than 1 per cent. Of these, chengdu bank, ningbo bank, hangzhou bank and xiamen bank have the lowest rates of non-performing loans, at 0. 76, 0. 76 and 0. 77 per cent, respectively。
Compared to the end of 2024, the non-performing loan rate at aoshima bank decreased relatively significantly, by 0. 17 percentage points, and at ningbo bank, hangzhou bank and nanjing bank, the non-performing loan rate remained the same as at the end of the previous year。
Figure 3: quality of listed bank assets disclosed at the end of 2025
By the end of 2025, the 10 listed banks had over 200 per cent coverage, of which the hangzhou bank had a maximum of 502. 2 per cent coverage, while the bank for offers, ningbo bank, sonon bank, nanjing bank and xiamen bank had over 300 per cent coverage coverage。
More than one set of municipal companies' financial statements, which were created jointly by xinhua and bread, were read as major items. The xinhua bank is the national financial information platform established by xinhua to provide an authoritative, professional and comprehensive financial information service that comprehensively covers financial markets such as global stock markets, remittance markets and debt markets。
