It is clear to all those interested in the market that the mortgage rate is low and the threshold for buying has been eased. Many people are wondering whether they want to buy a house next two years. To be honest, the purchase of a house is a lifelong event, and it is not only the present, four or five years from now, life and market changes that really affect our lives. In combination with the actual direction of the city, and the pace of life of the ordinary family, it is possible that by 2030, those who have taken up the house in the next two years will have had three special realities, each of which is a daily problem that we ordinary people will encounter。
The first pressure is that it becomes more difficult to change hands and that replacement plans are easily disrupted。
The two years have been marked by the growing fragmentation of the city and by the increasingly rational nature of the purchase of houses, with an eye on areas that are mature, well-equipped and well-developed. The remote, non-core, generic housing sources are not competitive. These houses were bought in the next two years, and by 2030 they were years older and less dominant in the second-hand market。
A lot of people buy a house for five or six years. It's only when they have to change. It is difficult to sell the right prices, and it is not always possible to make a deal for six months. The planned change of rooms and school areas are stuck directly, not only affecting living arrangements, but also in the heart。
The second is the gradual increase in long-term holding costs and the increasing pressure on household day-to-day expenditure。
Don't look at the low interest rates now enjoyed by buying a house, which was easy to look at, but the house was a long-term possession, and the cost of its subsequent operation would be minimal. By 2030, we're still in the main repayment phase, with fixed expenses for property and maintenance of public facilities in the sub-districts rising slowly, and with the ageing of the house, the repair of walls, water and electricity repairs, waterproofing and maintenance are all expenses incurred。
Without a significant increase in household income, these rising expenditures will squeeze the budgets of children's education, daily expenses, old-age reserves, and the quality of life will be easily tied to mortgages and housing expenses, as well as increasing pressure on the surplus。
The third pressure is the escalating demand for housing, with the old house losing pace。
Over the years, new houses have been built to fit the needs of people, whether in household patterns, community leisure packages or smart home-based, ageing designs. The average house bought in the next two years will be particularly backward by 2030。
It may have been felt that the family model is becoming unconvenient with the increase in the number of families and changes in living habits; the problems of parking in old neighbourhoods, lack of children's playgrounds and inadequate old-age facilities are also becoming more acute. To remodel it, it is necessary to invest a lot of money in selling the replacement, and it is not easy to do so, and it is a dilemma。
Indeed, these pressures are not the result of large fluctuations in the market, but rather are the normal result of market developments and changes in household demand. The purchase of a house is never a matter of wind or wind. It must be done in a way that keeps a good month in order to pay for it. Priority must be given to mature, practical houses, and not blindly pursue large-house, remote and low-priced housing in order to make future life more comfortable。
Topic: when you buy a house, do you value current discounts or future accommodation and transfer? An exchange in the comment area is welcome。
Pay attention to me, share the ground-breeding ideas and practical advice for life, find the content useful, and transfer the article to your friends who are ready to buy the house, so that everyone can buy the house less inverted
