In recent days, a life-long life-risk product has been introduced in china — life-long life-risk insurance for the family. The product has a number of functions that provide a wide range of clients with good insurance coverage and help them improve their financial reserves against family risks. Product characteristics include three main aspects:
Stay with me. Stay with me
Since the second insurance year in which the contract entered into force, the amount of the insured person's death or total disability insurance is automatically increased by 3 per cent each year, at the end of the previous insurance year, to protect the family's well-being。
Loans from insurance policies, favourable planning
The life-long life insurance product also supports the policy borrowing function, up to 80 per cent of its cashable value, to help clients to respond to emergency funding needs in case of need。
Steady inheritance, safe and efficient
The life-long life insurance of the family may be designated as an exclusive beneficiary. The product has a clear attribution of the right to insurance, whereby the insured person or insured person may, if he or she so wishes, appoint the beneficiary of the policy, transfer the right safely to the person he or she wishes to give it to, and reduce the amount of inheritance disputes and the later years of well-being。
In addition, the product has an annuity conversion function and a unique interest. The beneficiary may choose to receive the old-age pension at one time or convert the old-age pension into the old-age pension in whole or in part。
For many years, china's life insurance company has been committed to its original mission of “insurance as a citizen” and has actively pursued its core concept of “becoming one's own” corporate culture and committed itself to contributing to people's well-being. On the occasion of the 75th anniversary, the company launched a life insurance policy for the life of the family, which helps consumers to plan and enjoy a happy life using insurance tools。
In the future, the china life insurance corporation will continue to work hard on life-threatening land, providing better quality insurance services to the general public, and making every effort to protect people's well-being and well-being。
(the combined solvency adequacy rate for the first quarter of 2024 was 209. 17 per cent and the core solvency adequacy rate was 154. 97 per cent, meeting regulatory requirements. The firm's most recent comprehensive risk rating, that is, in the fourth quarter of 2023, was aaa. The data are subject to public disclosure by the company. This paper is intended for information purposes only, and is based on the life risk clause for the family of the national life of the family
