The 2026 report on the work of the government placed “investing in a strong domestic market” at the top of its annual priorities, with a clear vision of maintaining domestic demand ownership, integrating consumption and investment and expanding new space for domestic demand growth. One of the most significant consumption nodes of the year was promoted in the middle of the year, not only as a marketing feast for merchants and platforms, but also as an important landing ground for consumer financial institutions to implement the concept of inclusiveness and empowering people to consume。
Large-scale credit cards, which slash new consumer market demand, are fully linked to the three core consumption and payment platforms of kyoto, poaching and paying treasures. Through a series of pragmatic and inclusive initiatives, such as phased cuts, discounts and random discounts, consumer financial services are embedded deep into the whole shopping process, effectively lowering public consumption thresholds, easing short-term payment pressures, and fueling public consumption with financial activity。
Kyodong's special session has been a long time
As one of the “618” intensive consumer positions, the kyoto platform focuses on large demand categories such as electricity, digital and residential, and is the main channel for quality consumption and the upgrading of consumption among the population, with notable characteristics such as high single price, rational decision-making and concentration of demand in instalments. In response to this scenario, from june 18, 2026, the grand credit card was launched as an exclusive phased marketing campaign, using a stratification-based benefit system of “random drop-down + double slot fixed full” that accurately matches user needs at different levels of consumption and promotes the deeper integration of financial services with large consumption scenarios。
The event built a diverse welfare matrix, with users purchasing goods in kind (except for special cases) in either the kyoto ap or the web version, choosing kyoto to pay and using a light-sized credit card on-line, which gives them the opportunity to take advantage of the activity: one is a random reduction, with customers paying 100 yuan or more, and an opportunity to make a random reduction of 0. 1 to $300 (with participation in 3 stages and above, and no reduction greater than the amount of the phased order, and no limit to the number of participants), fully balancing the inclusive nature of small consumption; the other is a full reduction of fixed slots, targeting the medium and large consumption scenarios - – the purchase order is paid in instalments amounting to $1,000 and above, and the six instalments and above, with an opportunity to be reduced by $30; and the four and 12 instalments and above, with an opportunity to be reduced by $120. During the event, each client may participate in each of the two full slots, and the same instalment order may not be accompanied by multiple activity benefits。
The activities covered the entire platform's physical commodities, with the exception of large pharmacies, energy-saving subsidies, pre-sale, gift cards and special cases such as investment in gold. The event not only facilitated the consumption of users in kyoto, but was also linked to consumer finance, helping to boost the transformation of real power, digital brands, and to empower the real economy with finance and activate consumption potential。
It's worth a little extra time
As a national-level integrated electric power provider platform, which covers the whole class, the whole group of consumer demand, it is the core scene of mass, current and brand consumption. During this year's “618” campaign, the great credit card of luang innovatively launched a brand-picking business discount and discount campaign, which lasted until 31 december 2026, bringing about an organic combination of short-term flash surges and long-term inclusive services。
In terms of specific preferential design, long-term selected business activities focus on the top brands of xiaomi, huai and yaslande, card-holders buy selected brand goods at the ppp, and the next page selects the light credit card to be split and submitted to the payment, with the opportunity to receive a discount of $20 and a discount of up to 24 days per customer per month after a single payment of $500. Substantially lower consumption thresholds for high-end digital, cosmetic and household appliances, so that quality consumption reaches a wider user group. The double design of the interest rate, which reduces the cost of money and reduces the cost of direct purchases by consumers, has re-engineered the cost structure of the buy-in。
At the operational level of the scene, the grand credit card explicitly excludes virtual categories, some special businesses and government subsidies, and ensures clear and transparent preferential rules. From short-term strong stimulus to long-term consumption growth, the grand credit card, through the deep layout of the treasure-hunting scenes, integrates phased services into the daily consumption of the population and promotes mass consumption escalation through landscape, branding and regularized financial services。
Paying a cut-off, and the whole scene gets a random benefit
As one of the most widely covered third-party payment platforms in the country, the whole range of consumption, such as on-line electricians, off-line services and subsistence payments, is an important hub for consumer financial services reaching the entire population. From that date until 21 june, the general credit card joint-payment roll-out was randomly reduced to provide real coverage for the entire population。
The national credit card clients (some of the special cards are not able to participate, as detailed in the regulations of their activities) choose to pay in instalments of a single credit card at the end of a single split of $101, with the opportunity to benefit from a random reduction of up to $200 (the maximum number of times each customer is involved, the amount of the discount may not be greater than the amount of the instalment order), either in a “618” centralized purchase or in small consumption such as daily meals, trips, shopping, etc. This broad-covered and participatory model of benefits has moved away from complex rule-based thresholds, aligning payments with the core positioning of “one-size-fits-all” to enhance overall service experience。
Based on the full-scale penetration capacity of the paying treasures, the grand credit card extends the phasing of services from electrician consumption to domestic consumption, achieving full integration of the consumption landscape, full-blown financial services, minimal participation costs and maximum coverage to help people consume easily。
Large credit cards will always be user-centred, compliance-based, scene-based, constantly optimized products and services, integrate financial power into the consumer chain, continuously expand the consumer landscape, innovate financial products, optimize service experience, and contribute significantly to the continued warming of consumer markets and the stability of the national economy。
