It's a long story, this time. Super practical landing。
First, keep the principal, then the proceeds
High returns are bound to be a high risk for products that are not understood, and strange physical wealth is strongly withheld
2. Refusal to borrow money, leverage investments and never to gamble on earnings without living expenses
3. Diversification: eggs without a basket, deposits + low-risk finance + small robust fund mix
Ii. Mandatory saving is the first step in financial management
1. Prioritization of 30 per cent of income before expenditure and remaining consumption
2. Establishment of a contingency reserve: 3-6 months'subsistence, current/imf, as applicable
3. Discontinuation of impulsive consumption, with a three-day delay in determining large consumption and a reduction in unused expenses
Iii. Daily savings techniques
1. Bookkeeping: to see where money is spent every month, cutting off unnecessary hidden consumption
2. Rational shopping: new purchases, no hoarding, no blind pursuit large cards
3. Reduced pre-consumption, credit cards, spending on capacity, and no overdraft
Iv. Low-risk sound financial thinking
1. Priority for newcomers: national debt, large bill of deposit, sound bank management, imf
2. Fund investments: long-term, small-scale maintenance, balanced risk and short-term recovery and loss
3. Away from short-term speculation, insider information, high-key schemes
V. A shortcut to raise income and finance
1. Promotions and salary increases in deep-farmers to increase stable cash flows
2. Use of spare time for light side work to generate additional income
3. Continuous learning to raise awareness that never earns money other than knowledge
Vi. Remember three words:
I mean, it's a complete fraud
I'm cool when i'm crazy and i'm scared of reason
3. Be financially careful, not greedy, not hasty, not blind
