How do you pay for the insurance on the car
(i) reporting
1. Bring an insurance policy, drive your car to insurance。
2 the department completed the " vehicle risk registration form " 。
(ii) closure of the traffic squad and issuance of the accident certificate
1. The separation of responsibilities between the parties。
Review of the items for which compensation is sought。
Compensation for the other party's losses must be accompanied by a claim for the relevant documents, as the insurance company would not pay for the documents without them。
Medical expenses (diagnosis certificate required from the hospital, medical expenses)
(a certificate from the hospital requiring rest and recuperation, and a certificate from the workplace of the other party for work failure)
Transportation (votes required)
Disability benefit (specify required)
Death compensation (to be provided)
4. Request from the traffic brigade the certificate of accident and the certificate of execution of economic compensation。
The certificate of accident requires that both parties be cleared of liability and compensation. The economic compensation enforcement certificate requires that specific compensation items and amounts be written。
Documents presenting claims
The letter of risk, the certificate of diagnosis, the medical invoice, the certificate of error, the certificate of accident, the certificate of execution of the indemnity, and the notice of payment shall be submitted to the insurance company。
Payment of compensation
Upon presentation of the claim documents, the insurance company was notified of the award and brought with it the vehicle risk registration form for payment。
Documents required for vehicle crash insurance claims
Risk notification: provided by insurance company, completed by insured person. The owner is a unit stamp and the individual is required to sign。
Diagnosis certificate: hospitals are provided and stamped。
Invoices for medical expenses: provided by hospitals and stamped。
Certificate of miswork: provided and stamped at the workplace of the injured person. It shows the time spent late at work and the monthly wage。
5. Certificate of accident: the traffic unit or unsecoord provides and seals. Proof of responsibility on both sides。
6 " certificates of enforcement of compensation " : provided and stamped by a transport unit or unsecoord. Proof that compensation had been paid to the injured。
7. Payment settlements: provided by insurance companies. The owner is a unit stamp and the individual is required to sign。
How does the insurance company pay for the crash
If a motor vehicle occurs during the insurance period and results in loss of property or injury to persons, the responsibility for the motor vehicle shall be determined by the public security organ, which shall then be liable for the damage caused by the accident and, after the termination of the compensation, apply for insurance coverage in accordance with the terms of the insurance contract. In the first instance, the insured submitted the relevant information to the insurance company, the insurance settlement window was reviewed and reviewed, and the insurance company's superiors agreed that the insurer would pay the corresponding compensation once it had finally determined the amount of compensation。
1. When the insured person requests compensation, the insurer shall be provided with the relevant certificates and information as required by the insurance contract。
2. The following proofs and information are also required in case of physical damage to a third person as a result of an accident: original medical expense receipt, medical certificate and medical record from a medical institution of a level ii or higher or certified by the insured person; proof of degree of disability from a medical institution which caused disability to the third person and qualified for the relevant requirements; and death certificate from a public security organ or medical institution in case of death of a third person
3. If the liability of the driver of the insured vehicle is incurred in the event of an accident, the vehicle loss risk and an absolute exemption within the amount for which compensation is payable, with full liability, the insurance company will deduct the 20 per cent exemption rate in accordance with the terms of the contract, and if the insurance policy is not exonerated, the full compensation will be paid in accordance with the standard of medical insurance, i. E., reasonable and necessary medical expenses。
4. Reasonable and necessary medical expenses: medical expenses incurred during the treatment of accidental injuries, which are in accordance with the inventory of medicines for urban employees applicable at the time in the place of issue of the policy, the inventory of diagnostic projects for basic medical insurance for urban workers, the scope of the basic medical insurance facilities for urban workers and related provisions, but do not include the following:
(1) in the case of the use of certain medicines, special examinations and special treatment, the individual must pay a percentage of his or her own medical expenses
(2) increase in the costs of medical care for the individual who is required to transfer to another country
(3) medical expenses incurred by an individual at his or her own expense outside the provisions of the basic health insurance system
5. The period of limitation for an insured person to claim compensation for insurance contributions is two years from the date on which the insured person knew or should have known of the insurance accident。
There are many lawyers working for vulnerable groups online, and the car crashes and wonders how to pay for it。
