"golden moon"
China times, chen xiaoxiang changsha, shenzhen
The market's long-spread housing policy finally lifted the veil. On 30 september, the central bank, the bank and the bank board issued “four articles”, which not only reaffirm the floor of the interest rate discount on the first flat at a rate of 70 per cent, but also stipulate in the determination of the second flat that banking financial institutions implement the first flat loan policy for families who own one flat and have closed their respective loans, and that they apply again for loans for general goods to improve their living conditions。
This also means that the second set of mortgages is completely out of service and that lending authority for more than two sets is granted to the major banks, whose relaxation exceeds the market's expectations of “recognization”。
There is a widespread perception among industry that the new deal has injected a strong dose into the building market, helping to increase market confidence and promising a steady recovery. In turn, housing companies are taking advantage of the opportunity to raise prices and try to reverse market expectations。
During the national day, journalists of the wigand times stepped on board in changsha and found that there had been a marked increase in the number of visits and transactions of new clients compared to september, but that prices had generally declined by between 10 and 20 per cent compared to the first half of the year。
In addition, it should not be overlooked that stocks are still high. According to the national statistical office, as of the end of august, 56,1. 6 million square metres were awaiting sale in the country, an increase of 9. 3 million square metres over the end of july。
According to the head of housing marketing in changsha, the company was able to accomplish its sales objectives this year, its performance in the first three quarters was unsatisfactory, the pressure of the fourth quarter was enormous and the price reduction remained the marketing strategy of the fourth quarter。
Responsible editor: zhang dei
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