"i didn't think we'd get a loan on a patent, but the east bank's pro bono financial services program for us was too strong!" in recent days, the east bank has succeeded in issuing an intellectual property pledge of $10 million to a company that manufactures equipment in victory oil fields, effectively leveraging the use of high-value patents on intellectual property, leading to the transformation of “intelligence” into “assets” by enterprises, greatly reducing financial constraints on enterprises and providing them with stable security for their production operations。
It is known that the company, which is mainly a manufacturer of new sensor instrumentation instruments, has a good quality, reliable technology and good after-sales service, and has won unanimous approval from oilfield oil refineries and chinese petrochemical companies. Since 2023, the enterprise has won several new projects, producing under contract requirements, requiring significant human and material resources and facing the challenge of insufficient liquidity。
After learning about the financing needs of the enterprise, the east bank came in the first place to connect and volunteered to customize the enterprise's sti programme. Based on the fact that the enterprise is a high-tech, science- and technology-based small and medium-sized enterprise with numerous patents, the east bank has made a breakthrough in breaking the traditional guarantee model, identifying ways to pledge intellectual property rights from the science and technology financial services programme and providing individualized financing services, effectively addressing the financing challenges of the enterprise and efficiently empowering the enterprise to accelerate growth and development。
Loans of pledges of intellectual property are a model for obtaining financing from banks in order to meet the normal financial needs of the production business, where the enterprise is legally owned and legally transferable, and where the intellectual property rights of which the state intellectual property office has issued patent certificates. In order to help stis address the financial constraints arising from the lack of real estate guarantees, the east bank has continued to enrich and innovate its s & t financial services approach, combining fiscal discount policies, introducing financing for s & t such as intellectual property pledge loans and science and technology conversion loans, broadening access to finance, reducing financing costs, alleviating to some extent the “financing difficulties, financing costs” of enterprises, and obtaining the necessary replenishment of intellectual property “light assets”。
“with the help of the bank of east camp, our intellectual property rights, such as invention patents, have become `real gold'.” the head of the business said, with excitement, that “the east bank not only customizes our s & t financial services programme, but its credit approval and approval are far more efficient than we expected”
In recent years, the east bank has responded positively to national policies to build multi-channel, multi-level, broad-based and sustainable s & t financial services systems that match timely and appropriate products and services according to the size, stages and actual demands of high-technology, s & t smes. Implementation of “complex” services, which are based on lists of science- and technology-based enterprises issued by higher government and regulatory authorities, and the implementation of specific twinning houses and marketing teams to provide “one-stop house” services to science-based enterprises; implementation of “differentiated” services to enhance product and service innovation in the full growth cycle of science-based enterprises and to provide stable and strong financial support for science-based enterprise development; and implementation of “facilitation” services to continuously improve the efficiency of operations and service levels through such measures as the establishment of a green gateway to science and technology credit, the streamlining of business processes and the promotion of business-line upgrading。
(reporter lee ping)
