When it comes to the meaning and utility of life insurance, it is essential that the vast majority of insurance practitioners and those who know insurance understand it accurately. In short, insurance provides for a healthy old age, medical care, long-term reserves, transfer of risk and investment. Now, i'll take you to life insurance with a real case。
Ms. Wang is a client of the sanctuary marketing service of xinhua insurance, with a strong insurance awareness and a rational investment concept. As early as 2013, i invested in my company's red-hil-hin-hin-hin-hin-hin-sin insurance, with a premium of $15280. With increased risk awareness, we purchased our company's health insurance for major c-related diseases on january 17, 2016, with a premium of $120,000, plus $50,000 for accidental injuries, $5,000 for medical care for accidental injuries and $10,000 for additional hospitalization, covering major diseases, injuries, accident medical care and physical security, which can be described as comprehensive。
Ms. Wang is a single mother who has been alone with her children since her divorce and, in order to reserve a start-up fund for her children, on 30 august 2016 she purchased my son jia's company's double-red-share insurance, with an insurance premium of $50,000, plus an insurance premium of $50,000 for major diseases, plus an additional $50,000 for accidental injuries, $5,000 for medical care for accidental injuries and $10,000 for additional hospital expenses, covering a number of guarantees for major diseases, injuries and medical care. As can be seen from ms. Wang's intention to purchase insurance, the insurance coverage covers a range of guarantees, such as old-age maintenance, medical care, long-term reserves, transfer of risk, investment in financial management, etc., and makes life insurance meaningful and effective。
A man spends no more than a thousand days. Just as everything went smoothly, the boat of fate turned over. On 3 january 2018, the insured person died of gas poisoning in his residence in the city of shandong taian. On 5 january 2018, upon receiving a report from xinhua insurance, shunxi and shandong geographic claimants quickly launched an investigation to enforce insurance liability. On 24 january 2018, the family came to my company to apply for compensation. The case was successfully closed on 25 january 2018, as insurance liability had been implemented in the prior period. Despite the fact that it is a bonus insurance policy, it has the advantage of double payment, amounting to $322585. 7, health insurance for c, double security for serious illness and price, full compensation of $120,000, additional compensation of $50,000 for accidental injury and a total of $492585. 7 for mrs. Wang's death insurance. In addition, ms. Wang has an exempt function for her insurance coverage for xiaoja and for the next 18 years the total premium is $39610。
Ms. Noai has suffered the misfortune of not being able to enjoy the benefits of healthy old age and medical care arising from the insurance policy. However, the long-term reserves, the transfer of risk and the role of investment management are reflected in this payment. Despite her misfortunes, ms. Wang left her with an entrepreneurial fund, a marriage fund and even a survival fund, through insurance guarantees, so that jia could cope and laugh for life thereafter. This is perhaps ms. Wang's most precious gift to jae-ja in her life。
