[the body] what are the main aspects of family finance? The choice of occupation should first be based on a proper evaluation of one's personality, abilities, preferences, life stances and, secondly, on the collection of information on job opportunities, conditions of recruitment, etc., and, finally, on the definition of the objectives of the job and the plans to achieve it. I don't know. You have to decide how much of a year's income goes to current consumption and how much to save. The tasks associated with this plan are to prepare balance sheets, annual income and expenditure statements and budget statements. To keep it at an appropriate level and to minimize the cost of debt. I don't know. With your career success, you have more and more fixed assets, and you need property insurance and personal credit insurance. For your children to live happily after you leave, you need life insurance. More importantly, in order to cope with illness and other injuries, you need medical insurance, because the costs of hospitalization could wipe out your savings. I don't know. As our savings increase day by day, it is most urgent to find a portfolio that combines returns, security and liquidity. I don't know. Social pension insurance alone is not sufficient and must be supplemented by a pension fund when able to work. The main elements are an appropriate will and a set of tax avoidance measures, such as the early gift of a portion of property to the heirs. On a legal basis, you can achieve legal tax avoidance by adjusting your behavior. After a slight build-up, more radical financial instruments, such as equity-based funds and equities, could be selected with a view to obtaining higher returns. The experts spoke about how to achieve family finances in terms of housing, education and pensions. “the purchase of a house is the most important and complex of the physical and financial objectives of a person.” first, targets should be set and the funds required must be calculated, such as a $1 million house in five years' time to buy, and if 80 per cent of the loans are expected, about $200,000 in self-financing. Second, with regard to the preparation of $200,000, it is proposed to use a fixed-term investment fund amounting to approximately $2583 per month, which, assuming an average annual rate of 10 per cent, would be sufficient for 60 months (5 years). As for the loan component, it may be subject to its own conditions or capabilities, so as not to affect the quality of life in the future for the sake of excessive housing expenditure. 160
