In the seas of the forest, where the ice has not melted, nature has begun a magical brew. In the production workshop of ichunja gym biotechnic co. Ltd., heilongjiang province, the full automatic filling line is sealing this “forest gift” into a bottle to bring eco-goods straight to the consumer table。
“the distillation and freezing methods used in the past can destroy the active nutrients of natural white sapling juice, and conservation is a long-standing technical challenge for the industry, but insufficient self-sufficiency is a stumbling block to enterprise development.” the company's chief engineer disclosed to journalists that the $7. 5 million credit invested by the construction bank had provided a strong support for the company's technical efforts to transform seasonal raw materials into marketable products。
The heilong river is the province of forest resources and has a unique economy to develop. In recent years, provincial financial institutions have continued to explore new avenues of financial support for the economy under the forest, building on the wealth of forest and grass-roots resources available to them, and to continuously improve economic efficiency under the forest. According to interviews with journalists, by the end of 2025, the province-wide balance of economic loans stood at $6. 99 billion, an increase of 7. 1 per cent over the previous year。
It's a silver match
How can the financial “live water” be accurate in the under-drive economy? The chinese people's bank's heilongjiang provincial branch has set up multi-sectoral coordination mechanisms in many provinces, including finance, forestry and rural agriculture, to break down information barriers and improve synergies. At the same time, the normalization of banking institutions has been actively promoted, with a view to boosting the focus of financial services in rural areas, with the exclusive participation of the commissioner, in order to improve access to financial services through “home-to-door services + demand-touching” and to improve access to financial services。
The city of ichun, known as “lindu, china”, sits in the interior of xiao hing anqing, a “gold area” of white sap juice. In recent years, in order to contribute to the development of the economic chain under the forest, including sapling juice, the people's bank's branch in the city of ichun has set up a mechanism for information-sharing and two-way delivery with the local workers' offices, such as letters and reforms, to direct banking institutions to provide “accompaniment” financial services to enterprises from the initial stage of development, financing support, etc., and to target the introduction of exclusive credit products such as sapling and intellectual property mortgages。
Ichun city, xuansant products development ltd. Production scene
“from upgrading production lines, product development and development to the implementation of the current dual-wheel-drive strategy of `food + tourism', a firm cannot afford bank support.” the products such as blueberry products, edible bacteria and sapling juices, which have been in the deep-tilled forest industry for many years at yichun city's kwansante products development company ltd., have entered thousands of households. General manager liu mingjiang told journalists that the ichun city branch of the postal bank had loaned over 50 million yuan for more than 10 years, and that the enabling enterprises had turned ecological advantages into developmental advantages。
In the city of chickenxie, agricultural distribution, in conjunction with forestry, state finance, etc., has successfully supported the transfer of 273,000 acres of land from local state-owned forest plantations and the granting of $303 million in fixed-asset loans, which provide examples of good practices in silver matching across the province。
Focus on focused industries
As a model of financial support for the economic revitalization of the province, the city of toonning, a well-known village of hemui, is implementing a two-track “policy-led + market-operated” model, which in practice explores replicable and easily replicable practices and promotes them throughout the province。
Policies and measures have been put in place by the pboc branch in the city of niindang, which includes as a priority area of support the centralization of the production and standardization of the kits, the establishment of a “three lists” of industrial projects, credit products and financing needs, and the introduction of policy guidance, product innovation and the sinking of services in order to give sufficient financial impetus to enterprises producing the bags and cooperatives。
In the early spring hours, the workers were skilled in mixing, bagging, sterile, inoculation, etc., and a bag of standardized rods was coming down and was about to be shipped to the plantation。
“thanks to the bank's loan, and backed by the $400,000, i'm going to have a bigger bottom line this year.” local producers, wang po-sein, told journalists that their own development plans were hampered by the previous funding gap when they expanded production and introduced new technologies to develop new varieties of tamaki. After being informed of their financing needs, the staff of the east ning city branch of the bank of the postal reserve came to the door and made him complete the credit process without being able to pay. “it is so convenient to approve the funds on a full-time basis.” wang is happy to tell journalists that this year's billings are twice as high as last year。
According to interviews with journalists, by the end of 2025, the balance of economic loans under donning city had reached rmb 1. 27 billion, an increase of 23 per cent over the same period, maintaining double-digit growth for three consecutive years and demonstrating significant results. With financial precision, little black muir has become a “rich flower” for economic revival under the forest and for the enrichment of the rural population。
Innovative financial products improving the effectiveness of financing services
In response to financing challenges such as the lack of collateral for forest resources and the mismatch between loan duration and industry cycle, banking institutions in heilongjiang province have been working from product customization and model innovation in both directions, injecting a constant flow of financial “live water” for economic expansion, industrialization and branding under heilongjiang。
Visit by the client manager of the east ning branch of the construction bank to grow wood household
Journalists were informed by the construction bank, heilongjiang province branch, that, in order to fully activate the forest economy, it had worked with the forestry sector to bring together forestry data, including through a direct line of systems and information-building files, to refine “images” for forest workers and innovatively launch a series of financial products, such as the dragon forest express, to support the development of entrepreneurial dreams for workers and farmers in forest areas, such as edible fungs, chinese herbs, forest farming, etc。
“with the support of these financial products, our path to entrepreneurship is no longer difficult, and the expansion of production of niche agricultural products is guaranteed.” odowei haiqiang's face is filled with expectations for the future. Journalists have learned that, to date, innovative products such as the longlin express have invested a cumulative amount of 2. 3 billion yuan in support of more than 9980 heads of household, adding a bright color to economic development under the forest。
In response to the problem of inadequate collateral, the business bank’s flourishing peace branch has lowered the financing threshold by working with the guarantee company to introduce the “credit plus guarantee plus” model. The agricultural bank's “winnone loan” branch of the boom-and-and-a-pine branch meets long-term financing needs in the form of credit awards of up to $2 million for a maximum period of up to 10 years。
Innovative practices in financial products and models have pushed the “accelerator key” for economic efficiency under forest. By the end of 2025, the province-wide gross domestic product (GDP) had exceeded the hundreds of billion mark, representing an increase of more than 6 per cent over the same period, and the market influence of niche products such as black moor and red pine seeds continued to increase. With strong financial support, an eco-american, industrially flourishing and rich forest economy with high-quality development rolls is being rolled out. (journalist: zhang zhui)
