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  • Wisdom service 3. 15 丨pick an old-age fraud prevention strategy

       2026-03-31 NetworkingName1810
    Key Point:Old-age protection strategyIllegal fund-raising, money seduction, emotional deception, fake health care, telecommunication network fraud ... What are the means of fraud for fraud? What kind of scams are older people most vulnerable to? Let's look at them together!I. investment finance scamIn recent years, there have been frequent cases of illegal fund-raising, with many victims being elderly, and even some of the elderly being deceived by coffin

    Questions and answers on fraud prevention for older persons

    Old-age protection strategy

    Illegal fund-raising, money seduction, emotional deception, fake health care, telecommunication network fraud ... What are the means of fraud for fraud? What kind of scams are older people most vulnerable to? Let's look at them together!

    I. “investment finance” scam

    In recent years, there have been frequent cases of illegal fund-raising, with many victims being elderly, and even some of the elderly being deceived by “coffin books”. Some outlaws have begun to create investment projects, often in the name of investment finance and old-age services, to generate illicit capital with high interest rates, high returns and low risks。

    Plan against fraud:

    There are many things to be done in fund-raising fraud, and older persons should be risk-aware when investing, consider whether the high returns promised by the enterprises concerned are reasonable, and refer to the excessive rates of return relative to the interest rates of bank loans and ordinary financial products, not to be confused by attractive projects and high rates of return。

    “consumer of old age” scheme

    I'm afraid it's the old age that's the only thing i'm thinking about, except my children. In the past two years, a company has emerged in a certain area, focusing on the concept of “consumption of old age”. It is called “corporate” and not only old age, but also daily, free travel. The police investigation revealed that the company had created a false business image, illegally absorbed tens of millions of yuan from the elderly and that hundreds of them had been deceived。

    Plan against fraud:

    Consumer membership is not only provided with rich gifts and free travel, but also receives a six-month return and high remuneration. This is a good thing that captures a large number of people, especially the elderly and middle-aged, who are relatively vulnerable. Under the guise of high consumption and high returns, the “swindlers' company” actually focuses on high returns, deceiving older persons to treat consumption as an investment. The companies themselves do not have the financial qualifications to openly inform society and absorb funds, and their actions are suspected of being illegal in raising funds. Families must be more caring, caring for the elderly, their heavy expenditure, their consumption, etc., and their families must communicate in a timely manner to avoid falling into the trap。

    “health products” fraud

    It is often visible that the elderly are deceived and have spent a price on useless health care products. Businesses often take advantage of the infirmity of the elderly group and the frequent absence of their children, so as to be warm and to break the psychological defences of the elderly and encourage them to buy health care, which is expensive and may be useless or worse。

    Plan against fraud:

    As bodies decline and the pain increases, older persons become particularly superstitious about various “magic” treatments in order to “do not get sick”. Some of the fraudsters take advantage of the mentalities of some of the elderly by bringing in so-called “experts” to cheat under the guise of being sick and having odd effects. At an advanced age, people want more care, and when close ties with their families and relatives are insufficient, and when the olive branch of “care” is handed over by strangers, older persons are difficult to guard against and easily deceived. In many cases of health-care fraud, fraudsters tend to take care of the elderly and to be humbled. More communication between children and parents is needed, and caring for company is the best “care item”。

    “the doctor” sells counterfeit medicine schemes

    The concierges, with their own teams, mainly for the purpose of selling counterfeit medicines, publish on the internet for long periods of time a variety of genres, promoting the fact that they do not need needles and do not take drugs, and that they can cure diabetes with their own medication, so that they can eat and drink freely and without fear. The benefits do not care about the health of patients with diabetes. Diabetes sufferers, out of a sense of normal human life, can no longer find any contact with them once they have purchased what they call “theatrical drugs”, without any recourse and without money。

    Plan against fraud:

    Medical evidence shows that diabetes has not been treated effectively to date, but is treated on a long-term basis, and that some advertisements refer to it as a fraud for the purpose of selling counterfeit medicines. Some of the elderly suffer from long-term illness, stress and sensitivity. At all costs, they accidentally fell into a trap and were taken away by the perpetrators. Science and technology have evolved, and the deception of liars has evolved, leaving many older persons unaware that they are being tricked, and even worse, enemies of their families, so that older diabetics must recognize it and prevent themselves from being tricked。

    The “winner tax refund” scheme

    Older persons often receive telephone calls claiming that they have received huge awards. However, when the counterparty asks him to pay 20 per cent of his personal income tax, the bonus goes directly into the winning account and sends a bank account, which is in fact a common fraud。

    Plan against fraud:

    Older persons do not easily trust unknown telephone calls and text messages, much less reveal personal information to strangers. Government departments and formal enterprises will not resort to telephone calls for tax refunds, subsidies or the freezing of funds if they do not believe in strange calls such as the “middle prize refund” or “refunds of house purchases”. In the case of a stranger who telephoned the bank to order a transfer, no one is to be trusted on any pretext to avoid damage to property。

     
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