If everyone's pension was within $3,000, would there be a pension gap? This is a good idea, but it will never happen. There is no problem with the fact that today's old-age pension of $3,000 is not very low if the pension per person is within $3,000. Pensions are in the range of $2,900, so some may be under $3,000。
But in 10 years, 3,000 might be a little short. Because of the inflationary pressures of currency depreciation, including the annual growth of the household consumption index at the level of $3,000, it is equivalent to the purchasing power of $1,500 today. The rise in prices and the fact that there has been no change in the money in hand will certainly be a major problem for our lives。
This is also the main reason for the annual increase in pensions, which has increased to prevent inflationary pressures and risks, which have risen by about 3 per cent over the past five years, and which has almost guaranteed an annual increase of more than 5 per cent。
However, if a fixed monthly pension of 3,000 yuan is fixed, it is possible to address the pension gap on a superficial basis. In this case, the final pension is only 3,000 yuan, so that in the process of paying pension insurance, many people pay basic pension insurance according to the minimum contribution rate, such as the 15-year contribution rate, which would still cause the pension gap。
Thus, apart from the fact that the pension gap cannot be addressed in this way, the 3,000 yuan pension is not sufficient to guarantee our post-retirement life. As a result, many people may also give up paying pension insurance. This creates a more serious pension gap。
The existing basic policy is then maintained. The more money is paid, the more money is paid, the more money is received, and the more money is paid. The most effective way to close the pension gap in the future would be to delay retirement. Postponement of retirement, which can directly transform the older retirement population into a labour force, reduce the older retirement population, increase the total number of pensioners and increase contributions to old-age workers can effectively alleviate the problem of pension shortfalls。
What do you think about that
